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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is a great and easy tool use the us...

PayPal credit is a great and easy tool to use the use credit and pay it back Reviewed on: 16th April 2026

Fantastic

Paypal is amazing and I would recommend Reviewed on: 16th April 2026

Excellent service and such an easy site / app to...

Excellent service and such an easy site / app to use Reviewed on: 16th April 2026

Paypal is safe to use for payment.

Paypal is safe to use for payment. And you have assurance that your money is safe and secure for payment. Reviewed on: 16th April 2026

Very good.

Very good. has flexibility, different options to choose from. Reviewed on: 16th April 2026

Brilliant intuitive and affordable

Brilliant intuitive and affordable Reviewed on: 16th April 2026

Any time im in need of a big purchase I can use PayP...

Any time im in need of a big purchase I can use PayPal credit to pay monthly Reviewed on: 16th April 2026

Simple and efficient.

Everything runs smoothly in the app. I can do everything I need, and it's all clear. I've used different products and never regretted it. Reviewed on: 16th April 2026

I've been using PayPal for almost a decade and it ha...

I've been using PayPal for almost a decade and it has always been a seamless experience every time. The app and website are user friendly. Reviewed on: 16th April 2026

The payment options offer great flexibility.

The payment options offer great flexibility. Reviewed on: 16th April 2026

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