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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

An excellent finance provider that incorporates util...

An excellent finance provider that incorporates utility, user friendly, ease of payment and satisfyingly the customer service. Much better than most high st banks. Recently with a debit card and credit card to use for convenience on the high st stores or your favourite restaurant choice is yours… Reviewed on: 16th April 2026

It’s been a solid experience with PayPal, I mean 10/10

It’s been a solid experience with PayPal, I mean 10/10 Reviewed on: 16th April 2026

Love using PayPal.

Love using PayPal. Great way of managing spending Reviewed on: 16th April 2026

Easy to deal with you know what and how things are h...

Easy to deal with you know what and how things are happening Reviewed on: 16th April 2026

Good provider

I use paypal many years now i am very happy because i use it for everything buy food clothes furnitures travelling really thank you Reviewed on: 16th April 2026

Perfect . Service is really good and I got used to it

Service is really good, even now I would like to use PayPal more than my bank account Reviewed on: 16th April 2026

Good exprience.

Good exprience. Easy to use, very good features Reviewed on: 16th April 2026

Because it’s experience and benefits

Because it’s experience and benefits Reviewed on: 16th April 2026

Very good, an easy way to get simple credit.

Very good, an easy way to get simple credit. Reviewed on: 16th April 2026

Super Safe Service

Easy app to monitor spending, great customer service when needed to contact with an enquiry Reviewed on: 16th April 2026

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