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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy processing, huge number of retailers.

Easy processing, huge number of retailers. Online transaction is just one click away Reviewed on: 16th April 2026

Great experience.

Great experience. Keep up the good job Reviewed on: 16th April 2026

The interest free period for balances over £100 is...

The interest free period for balances over £100 is much better than many traditional credit cards. Reviewed on: 16th April 2026

Was amazing and easy to use on holiday

Was amazing and easy to use on holiday Reviewed on: 16th April 2026

Great experiences

Excellent help with getting a refund from a retailer not providing service, quick and responsive. Payments slow and direct debits don't come out on the day it says they will. Otherwise good! Reviewed on: 16th April 2026

The best app I ever used, easy and smooth, fast and...

The best app I ever used, easy and smooth, fast and on point Reviewed on: 16th April 2026

A great finance option.

A great finance option. Safe. easy to use. Reviewed on: 16th April 2026

Great customer service

Customer service is very good, however, there is always room for improvements Reviewed on: 16th April 2026

I have been using paypal from i guess more or less 1...

I have been using paypal from i guess more or less 10 years at least very helpful when there was no other safer way to pay but payapl. Reviewed on: 16th April 2026

What more do u need

Never a problem with paypal and any issues are easily and swiftly dealt with Reviewed on: 16th April 2026

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