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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit was simple and straight forward to app...

Paypal credit was simple and straight forward to apply for and mostly easy to use. Setting up payment with amazon was difficult however but not impossible. Reviewed on: 15th April 2026

Very good service other then when every other month...

Very good service other then when every other month they freeze my accounts Reviewed on: 15th April 2026

Always had a good experience when dealing with paypal.

Always had a good experience when dealing with paypal. Prompt replies when querying anything. Cant fault it Reviewed on: 15th April 2026

Nice service, good customer services

Nice service, good customer services Reviewed on: 15th April 2026

Appreciate being able to use pay pal in 3 to help me...

Appreciate being able to use pay pal in 3 to help me with bigger purchases and it being interest free Reviewed on: 15th April 2026

Always supporting if difficulties found.

Always supporting if difficulties found. Helping me with their new credit card and monthly payment is not a lot. Reviewed on: 15th April 2026

Always given me confidence in making purchases and t...

Always given me confidence in making purchases and they opportunity to pay in interest free installments or on credit with low interest Reviewed on: 15th April 2026

Just can’t fault it it’s amazing

Just can’t fault it it’s amazing Reviewed on: 15th April 2026

Great and ease of use.

Great and ease of use. Instant transfers Reviewed on: 15th April 2026

Over the years my experience with PayPal has been br...

Over the years my experience with PayPal has been brilliant. I had few transactions issue twice and its was resolved promptly I was happy about the service and support i had received. Reviewed on: 15th April 2026

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