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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

flexibility of the payments

I like the flexibility of the payments and the platform itself Reviewed on: 15th April 2026

Always easy to use paypal for payment as an option a...

Always easy to use paypal for payment as an option and good for repayment plans Reviewed on: 15th April 2026

It is convenient & straight forward

It is convenient & straight forward Reviewed on: 15th April 2026

Excellent

Excellent experience i m with PayPal for 15+ and its safest never had a issue. Reviewed on: 15th April 2026

Easy, flexible shopping

I have been using PayPal for long time. Also has had PP Credit for years and it was always a very handy, simple solution to fund purchases. It gives good flexibility in terms of choosing how to pay. Reviewed on: 15th April 2026

My experience with PayPal is amazing.

My experience with PayPal is amazing. They’re helpful when I need help and when I have an issue with a transaction, it’s solved instantly. At some point I had financial problems due to unseen circumstances.I reached out to them and they made a payment plan for me. Reviewed on: 15th April 2026

5 star service

Amazing experience every time. Good customer services. Reviewed on: 15th April 2026

Straightforward money management

Easy and accessible, safe transactions Reviewed on: 15th April 2026

I wish I could pay my PayPal credit with an instant...

I wish I could pay my PayPal credit with an instant transfer. It seems to take over 24 to take the money by debit card. Reviewed on: 15th April 2026

Amazing finance

Extraordinary way to safe and spend your future money Reviewed on: 15th April 2026

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