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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Best provider ever

Happy with all available option , always quick and on time. I really love pay in 3 option . Best provider ever Reviewed on: 15th April 2026

Easy to pay.

Easy to pay. I love this payment method as it allows me to get items I've always wanted but never had the cash upfront to pay for. Reviewed on: 15th April 2026

Customer service has always been great , everything...

Customer service has always been great , everything is clear with no hidden charges or fee's , paypal has always been no one for me when paying or using PayPal credit , being protected by PayPal is a bonus if theres ever an issue with company's. Reviewed on: 15th April 2026

Excellent rewarding and trusted.

Excellent rewarding and trusted. I would recommend to anyone Reviewed on: 15th April 2026

Good service but very expensive.

Good service but very expensive. Reviewed on: 15th April 2026

Trustable, and credit limits are excellent.

Trustable, and credit limits are excellent. Reviewed on: 15th April 2026

It’s great and secure service.

It’s great and secure service. It’s hassle free and easy to use Reviewed on: 15th April 2026

It is a great way of paying for ur good and very safe .

It is a great way of paying for ur good and very safe .You can pay with full confident Reviewed on: 15th April 2026

No problems at all.

I have had no problems at all. PayPal is simple and easy to use. Makes online payments quicker and easier. Reviewed on: 15th April 2026

Always had a great experience.

Always had a great experience.Customer service is easy to reach and always very helpful. Makes spreading the cost that much easier. I've been a loyal customer for a good few years and haven't got a bad word to say about PayPal credit. Reviewed on: 15th April 2026

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