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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great service

Never had any problems, always answered my queries Reviewed on: 15th April 2026

Flexible use of PayPal, to manage daily spending, ac...

Flexible use of PayPal, to manage daily spending, access to pay in three, purchase credit spread over 4months with no interest options Reviewed on: 15th April 2026

I join PayPal and I am enjoying the experience of go...

I join PayPal and I am enjoying the experience of good service and securitystand out. I love using payPal. Reviewed on: 15th April 2026

Great very easy makes buying online simple and safe

Great very easy makes buying online simple and safe Reviewed on: 15th April 2026

Good way to pay, never had problems with PayPal and...

Good way to pay, never had problems with PayPal and it is my preferred payment method. Now that I have card, I can finally use PayPal outside of online shopping and its been super useful and amazing, im loving it. Reviewed on: 15th April 2026

Great service,best customer service,alwys perfect,ap...

Great service,best customer service,alwys perfect,app is great,help me a lot ,easy buy for instalments Reviewed on: 15th April 2026

It is a very good credit system.

It is a very good credit system. PayPal Credit is flexible compared to others on the market. Reviewed on: 15th April 2026

Very good for baying paying driffent ways

Very good for baying paying driffent ways Reviewed on: 15th April 2026

Its really widely used by multiple retailers and bus...

Its really widely used by multiple retailers and businesses, so it is easy to use and now that we have the contactless card using paypal has become a staple Reviewed on: 15th April 2026

The best that’s all I can say the BEST

The best that’s all I can say the BEST Reviewed on: 15th April 2026

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