Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal Credit is widely accepted by many retailers a...

PayPal Credit is widely accepted by many retailers and as good flexibility payment options, very easy to make payment and access app. Reviewed on: 15th April 2026

Very easy to use it's help me to arranged my...

Very easy to use it's help me to arranged my payment Reviewed on: 15th April 2026

Helpful in case of an emergency .

Helpful in case of an emergency . Reviewed on: 15th April 2026

Easy payments

Flexible options and easy to make payments Reviewed on: 15th April 2026

Always been there when I've needed it.

Always been there when I've needed it. So many options with credit and BNPL Reviewed on: 15th April 2026

Easy to use

Very good easy to use and can use it in loads of shops Reviewed on: 15th April 2026

Paypal 2026

Very easy to use and very convenience Reviewed on: 15th April 2026

Love the fact I can earn money just for paying via P...

Love the fact I can earn money just for paying via PayPal , all added to my phone's so easy to use and I can link it to all my applications . Happy as well I can spread payments when buying a big purchase like the phone for my son's seventeen birthday Reviewed on: 15th April 2026

Great service.

Great service. Zero problems. Highly recommended.! Reviewed on: 15th April 2026

I feel safe buying with PayPal.

I feel safe buying with PayPal. I always have a refund if transactions is unfair. However, their terms and conditions could be written more clearly Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub