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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great offers and great rates nothing bad to say abou...

Great offers and great rates nothing bad to say about them Reviewed on: 15th April 2026

Easy to use and make payments faster.

Easy to use and make payments faster. Love it , and buy now and pay later is brilliant, good idea. Reviewed on: 15th April 2026

A best financial friend at your fingertips!

Love how easy it is to use and having the option readily available at most online retailers. Even better, you can add a virtual card to your Google wallet and use it in store if required. The immediate response to using your account via email is great and a great reminder of your anything like me and update a spreadsheet to budget and monitor spend. Reviewed on: 15th April 2026

It's great!

It's easy to use, helped me a lot when the festival season is around the corner Reviewed on: 15th April 2026

Outstanding service, they always put customers sati...

Outstanding service, they always put customers satisfaction above all Reviewed on: 15th April 2026

I have been using PayPal for a while and I have the...

I have been using PayPal for a while and I have the best experience so far. Reviewed on: 15th April 2026

Customer Friendly

Re-Payment made easy , always gives you choices no hassle no panic no worries Reviewed on: 15th April 2026

Quick and easy with payment options

Quick and easy with payment options Reviewed on: 15th April 2026

Customer for life.

Customer for life. They have never disappointed me. Reviewed on: 15th April 2026

Feel safe paying with PayPal

Come in very useful for payments on site that I don’t trust putting credit card details in and I feel safe using PayPal Reviewed on: 15th April 2026

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