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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Really good service would highly reccomend

Really good service would highly reccomend Reviewed on: 15th April 2026

Peace of mind

Ive found them the easiest to deal with out of the credit/banks and if there is issues with online purchases or scams they get it sorted. They also dont mess you around like banks do. Find their offerings one of the best out there. Reviewed on: 15th April 2026

Very good application & easy use

Very good application & easy use Reviewed on: 15th April 2026

Excellent

I found everything very straight forward. Quick and easy to sort what you need Reviewed on: 15th April 2026

Love the ease of pay in 3 and PayPal credit for gift...

Love the ease of pay in 3 and PayPal credit for gift purchases Reviewed on: 15th April 2026

Happy with paypal

Useful and great for larger purchases especially with the interest free offer. Excepted at most places. Reviewed on: 15th April 2026

Great for helping people to pay off.

Great for helping people to pay off. Reviewed on: 15th April 2026

i had a great experience with payal its always worke...

i had a great experience with payal its always worked well Reviewed on: 15th April 2026

So easy to use!

So easy to use PayPal to send and receive money Reviewed on: 15th April 2026

Brilliant

Always a pleasant experience using PayPal Reviewed on: 15th April 2026

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