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PayPal: PayPal Credit reviews

4.90
Based on 107,012 reviews, last reviewed 14th May 2026
2591350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and simple process with clear communication Effective and simple process with clear communication Reviewed on: 14th May 2026
Edward S's avatar
Edward S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107012)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

A easy to understand service

5
Paypal is a excellent website i can pay bills and send people money which is a great service. I use paypal on a regular basis its easy to understand how to complete payments and any other things you have to pay. Thank all the staff at paypal you all do a fantastic service. Reviewed on: 13th May 2026

Thank you for service

5
I was unhappy with the service because after I make the payment takes time to be the right payment on my account. Reviewed on: 13th May 2026

Used PayPal for a very long time.

5
Used PayPal for a very long time. Find them easy to contact and very reliable Reviewed on: 13th May 2026

Good experience only concern was a supposed missed p...

5
Good experience only concern was a supposed missed payment as this was not collected from my bank by your selves when it was set up this went against my credit rating so please collect in future Reviewed on: 13th May 2026

Easy to apply.

5
Easy to apply, like pay in 3 option, Reviewed on: 13th May 2026

I find it so quick and easy to use.

5
I find it so quick and easy to use. Transparent to see transactions and plan spending. Reviewed on: 13th May 2026

Just love how easy it is to use I recommend PayPal c...

5
Just love how easy it is to use I recommend PayPal credit to my friends & family for home & holidays Reviewed on: 13th May 2026

PayPal credit is so easy.

5
PayPal credit is so easy to use to help spread the cost of big or small items. Accepted by lots of places, and now with the new PayPal credit card, it's even more versatile. I highly recommend it, and also setting up a monthly DD for repayments, keeps everything on track. Reviewed on: 13th May 2026

Well i had couple problems.

5
Well i had couple problems. One was a Trascation made but they didn't fullfill the agreement. The other was a coin and showed one the goods arrived didn't match what it was selling Reviewed on: 13th May 2026

Has always been an easy and secure way to make payme...

5
Has always been an easy and secure way to make payments online, app is eay to use and has a nice layout to find things. I would though say paying off balance is does take awhile for the money to be taken which then can cause issues with other things getting taken Reviewed on: 13th May 2026