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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144323 reviews)

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4.73

Based on 144,323 reviews, last reviewed 22nd Jun 2026

4297800% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great experience I've had a great experience using the PayPal Credit Card. It's easy to use, the app makes managing payments simple and easy. Customer service has also... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144323)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

Super easy to use, love the credit features. Reviewed on: 10th June 2026

Easy to use and apply for.

Easy to use and apply for. Given decision quickly and simple to pay back Reviewed on: 10th June 2026

Pay in 3.

Pay in 3 payments are really good for giving me time and affordable payment plan. Reviewed on: 10th June 2026

Good and easy to use only problem is that trying to...

Good and easy to use only problem is that trying to pay extra off my balance is not showing straight away and not sure if its even gone through Reviewed on: 10th June 2026

I love Paypal

I love Paypal and i use it most. Reviewed on: 10th June 2026

Paypal helps me manage to purchase safely

Paypal helps me manage to purchase safely Reviewed on: 10th June 2026

Easy & convenient to use

I love everything about PayPal. I have used PayPal credit for years. I can safely make payments online. The credit aspect gives me more time to make payments. Anytime that I have had to contact customer support they have always been very helpful. The PayPal app is great too, easy to use. Reviewed on: 10th June 2026

Ive always had a good experience with PayPal and ive...

Ive always had a good experience with PayPal and ive been with them for years xx Reviewed on: 10th June 2026

PayPal is brilliant

Always had no issues with PayPal great service and the pay in 3 payments is great when funds are low Reviewed on: 10th June 2026

very good

Good and esay to deal not much to say Reviewed on: 10th June 2026

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