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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144383 reviews)

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4.73

Based on 144,383 reviews, last reviewed 22nd Jun 2026

4300550% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve been a PayPal customer for years now and they’r... I’ve been a PayPal customer for years now and they’re one of the most reliable services out there! Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144383)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always been a great service, and a great app.

Always been a great service, and a great app. So intuitive to use, never had any problems. On the rare occasion I have had an issue with an ordered item, PayPal were able to get me a refund with little to no effort on my part. Reviewed on: 10th June 2026

Excellent service

I have been using PayPal for a long time now and have had a very good experience and service. Reviewed on: 10th June 2026

Easy to use and apply.

Easy to use and apply. Easy to manage Reviewed on: 10th June 2026

Always been easy to use and safety use.

Always been easy to use and safety use. Reviewed on: 10th June 2026

Useful flexible payment options

The different payment options on PayPal are great to manage spending, I have particularly found pay in 3 quite useful. Reviewed on: 10th June 2026

Useful and convenient

Very helpful and useful service, I appreciate the convenience. Reviewed on: 10th June 2026

My experience with PayPal Credit has been positive o...

My experience with PayPal Credit has been positive overall. The application process was straightforward, payments were easy to manage, and the service helped me spread the cost of purchases. The online account tools are simple to use, and I have not experienced any major issues so far. Reviewed on: 10th June 2026

It’s just always so convenient!

It’s just always so convenient! I can rely on PayPal for good customer service and fair terms. Reviewed on: 10th June 2026

Brilliant company never any issues smooth processes...

Brilliant company never any issues smooth processes and easy to use Reviewed on: 10th June 2026

Everything works!

Everything works, it’s simple to use and the fact it is covered gives increased peace of mind in a world of scammers and uncertainty! Reviewed on: 10th June 2026

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