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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140346 reviews)

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4.73

Based on 140,346 reviews, last reviewed 16th Jun 2026

4117000% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140346)

Good service, quick to pay online,and the best pay 0...

Good service, quick to pay online,and the best pay 0 interest for 3 plan instalment ,I love it Reviewed on: 9th June 2026

Love PayPal!

Love PayPal! I always buy from luxury brands and sometimes can’t afford to pay straight off the bat but thanks to PayPal credit that allows me to to split the cost with 4 month interests free I always mange to buy what I want without waiting . Excellent customer service as well. Reviewed on: 9th June 2026

Good for spreading cost of big purchases

I use PayPal credit to spread larger purchases across 4 months it’s easy to stay on top of and feel protected when using it Reviewed on: 9th June 2026

paypal,trust and safety

I always pay with PayPal, for over 10 years, everything is very well set up from my point of view. Reviewed on: 9th June 2026

Never never had any issues, great app and very easy...

Never never had any issues, great app and very easy to use and understand Reviewed on: 9th June 2026

Financially helpful

Financially helpful and easy to process and navigate, I have used PayPal for years and I trust it 100% Reviewed on: 9th June 2026

Good Function.

Easy to set up and having the visibility on the app makes it easy to manage your balance. Interest is a little high and would benefit from the interest amount each month being detailed to ensure you always stay within your credit limit. I’m sure it could catch a few people out. Easy to make additional payments should you want to. Overall a good function PayPal offers. Reviewed on: 9th June 2026

Using PayPal is easy

I’m using PayPal as a payment method where possible if I am shopping online. I like payment option in 3 instalments. Reviewed on: 9th June 2026

I had few times problems with my orders PayPal has s...

I had few times problems with my orders PayPal has solve it and I have got my money back.the pay in 3 have made possible mostly of purchases when I couldn’t afford to pay it all,the credit card was amazing when I needed most,I have been able to use it and with a good interest.until now I’m happy with PayPal services I don’t use Klarna and very rarely Clearpay which is been since last year I think.i will stick to PayPal hopefully the credit limit will go up as I’m planin to pay it back as soon as possible.thabk you costumer service for the great job and ur help. Reviewed on: 9th June 2026

Offers on payment options

Offers different options which is beneficial for more expensive items yo spread the cost Reviewed on: 9th June 2026

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