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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

Excellent provider

5
PayPal have been a more secure way to support payments, give access to extended payments which are so useful and have a fantastic customer service to support any issues. Reviewed on: 9th June 2026
Ema Campbell's avatar
Ema Campbell

cheap re-payments help a lot .

5
cheap re-payments help a lot . allowed some financial freedom Reviewed on: 9th June 2026
rhea s's avatar
rhea s

Help others in need

5
When I was struggling with cash and I needed to get a home white goods, Paypal was there and I’m grateful for their help. Keep the good work. Going never stop even in this hard times Reviewed on: 9th June 2026
Maurice k's avatar
Maurice k

Paypal credit

5
Excellent service, very versatile and flexible, I have used many time's. And many more to come. Reviewed on: 9th June 2026
Mario Morales's avatar
Mario Morales

Safe guarding your purchases.

5
I feel confident using PAPayPal will help if i encounter a problem with a purchase or service ive brought. They assist and have got me a refund when something goes wrong. PayPal is easy to use, accepted everywhere, the app is user friendly, it can be linked to your bank account and everything is just easy to use. The PayPal+, is an exciting feature that gives you points that pays back cash to use on further purchases.. I would recommend this card to everyone. Their backup is 2nd to none. Reviewed on: 9th June 2026
Denise Noble's avatar
Denise Noble

Easy to use. Accessible

5
Easy to use. Accessible on plenty of websites. Reviewed on: 9th June 2026
Amy J's avatar
Amy J

It's easy to use.

5
It's easy to use. Available on most purchases. Convenient. Reviewed on: 9th June 2026
Magic Z's avatar
Magic Z

One issue on an item not as described

5
Had one issue where a item was not as described and my claim was rejected. Not happy about this so have started to use my credit card so can do charge back instead Reviewed on: 9th June 2026
Christine M's avatar
Christine M

Brilliant customer service

5
I use Paypal a lot, it's my "go to" and sometimes a problem does occur (normally because of something I've forgotten to do). This is what marks Paypal out from the others - their customer service. Everytime I've had to contact them, whoever it is, they are friendly, helpful and quick - just brilliant ! Reviewed on: 9th June 2026
Neil T's avatar
Neil T

Paypal credit has been a god send for those little e...

5
Paypal credit has been a god send for those little emergencies when i have need to replace something quickly. it is so easy to use and the customer service is excellent all queries have been dealt with quickly and efficiently i can’t recommend them enough. Reviewed on: 9th June 2026
Lesley R's avatar
Lesley R

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