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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Safe,secure,easy to use with confidence

Safe,secure,easy to use with confidence Reviewed on: 15th April 2026

I find PayPal the easiest way to pay for things the...

I find PayPal the easiest way to pay for things there's no hassle, if you have any issues it's usually sorted promptly Reviewed on: 15th April 2026

Love PayPal

Easy to use and convenient. Love the oat in three. Very helpful Reviewed on: 15th April 2026

Excellent service.

It’s been pretty awesome. I was able to buy my dream watch Reviewed on: 15th April 2026

PayPal: Simple, Secure, and Efficient

PayPal is a trusted and convenient online payment platform that makes sending and receiving money quick and easy. Its interface is simple to use, whether you’re paying for online purchases, sending money to friends, or managing business transactions. One of its biggest advantages is security, with strong buyer and seller protection that helps users feel safe when making payments. It also supports multiple currencies, which is useful for international transactions. PayPal integrates well with many websites and apps, making it a popular choice for businesses and freelancers. While some fees can apply, especially for currency conversion or certain transfers, the reliability and ease of use make it worth it. Overall, PayPal is a solid choice for secure and efficient digital payments. Reviewed on: 15th April 2026

I've never had any bad experience with PayPal

I've never had any bad experience with PayPal Reviewed on: 15th April 2026

Highly rated service

Easy to use, fair fee, worldwide, instant, rewarding Reviewed on: 15th April 2026

Iv never had a problem with pay pal and if ever I ne...

Iv never had a problem with pay pal and if ever I needed advice they were always very helpful and polite would always offer good advice for things I didn't always understand very helpful for me being a pensioner Reviewed on: 15th April 2026

Very good overall no problems very efficient good cu...

Very good overall no problems very efficient good customer service very reliable trustworthy easy to use user friendly always everything all in one place a one stop shop Reviewed on: 15th April 2026

PayPal best way to pay

I have used PayPal for years find it a great way to pay and safe way to pay plus any problems with item etc PayPal will help where possible for solve problems weather this is getting refunds or your item. Reviewed on: 15th April 2026

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