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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very helpful if you want to buy something and pay af...

Very helpful if you want to buy something and pay after 4 months Reviewed on: 15th April 2026

PayPal credit experience

Just started using it but very happy about the gained points Reviewed on: 15th April 2026

The ease of use is truly great, flexible and simple.

The ease of use is truly great, flexible and simple. Customer service given by staff in Ireland is everything that you would want, they really care that you understand and feel fully supported. They hold your hand all of the way! Thank you. Reviewed on: 15th April 2026

All good.

All good. Nothing to add. Thanks Reviewed on: 15th April 2026

Good as gold

Have no issues with PayPal credit as long as you pay the minimum you have no problem. Reviewed on: 15th April 2026

PayPal credit repayment options are excellent.

I’ve had PayPal credit for years now and love the options to repay excellent. Reviewed on: 15th April 2026

Great service

Great service. Very helpful. Ollways help to solve delivery issues Reviewed on: 15th April 2026

Easy to use paypal credit and you can keep an eye on...

Easy to use paypal credit and you can keep an eye on what you are spending Reviewed on: 15th April 2026

PayPal has always provided a secure way of paying fo...

PayPal has always provided a secure way of paying for goods and services without 3rd party view of bank details Reviewed on: 15th April 2026

I use pay pal all the time I feel very...

I use pay pal all the time I feel very safe and secure Reviewed on: 15th April 2026

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