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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

More ways to pay

Pay in work a treat and even better with my card Reviewed on: 15th April 2026

Using the app is very easy, much easier than it was...

Using the app is very easy, much easier than it was in the early days. My experience of PayPals Customer Service has not been a positive one. It is extremely frustrating trying to get to speak to a real person and when you do get speaking to a real person it’s not always guaranteed to make things any easier than using the chat service. Reviewed on: 15th April 2026

Paypal is brilliant

No need paypal speaks for itself i have no issues Reviewed on: 15th April 2026

Flexible, easy to use

Flexible, easy to use and tracking your spending couldn’t be easier Reviewed on: 15th April 2026

Great service and easy to use.

Great service and easy to use. Having used this service for over a decade it is my go to for purchase transfer when buying and selling Reviewed on: 15th April 2026

love it, best thing ever really helped my pay my bik...

love it, best thing ever really helped my pay my bike off Reviewed on: 15th April 2026

My experience with PayPal has been so amazing since...

My experience with PayPal has been so amazing since I have been using it. It has saved me a lot of money. Reviewed on: 15th April 2026

Easy to use on the app and good customer service...

Easy to use on the app and good customer service Reviewed on: 15th April 2026

Great payment plans, easy to manage and pay off earl...

Great payment plans, easy to manage and pay off early if needed. Reviewed on: 15th April 2026

Everything is fine , would have given 5 star but i n...

Everything is fine , would have given 5 star but i never received my credit physical card. Reviewed on: 15th April 2026

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