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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Highly recommended

Always easy to use and over a wide range of places. Always good at reminding you at make payments and now it’s easier to do so! Would definitely recommend. Reviewed on: 15th April 2026

I am quick to use PayPal.

I am quick to use my credit with PayPal. They are clear with the amount you borrow and the date on when payment needs to be made. No hidden fees. Reviewed on: 15th April 2026

Peace of Mind with PayPal

PayPal makes it easy to raise and resolve claims, giving me confidence and peace of mind about my money. Reviewed on: 15th April 2026

The quick and very convenient way to make payments

Quick and easy to use, PayPal is linked to a lot of selling websites which makes paying easy and very easy to spread to cost on the larger pirchaes. And PayPal trusted by many websites so makes payment convenient. Reviewed on: 15th April 2026

Easy To Use, Safe & Reliable.

Easy To Use, Safe & Reliable. Realy Like The Pay In 3 Feature Makes shopping So much Easier. Reviewed on: 15th April 2026

Great facility used often would recomend to anyone

Great facility used often would recomend to anyone Reviewed on: 15th April 2026

Cezary19

I am satisfied with PayPal services, purchasing and there is an option to split the payment into 3 payments thanks Reviewed on: 15th April 2026

Very easy to make a payment and on line I’m using al...

Very easy to make a payment and on line I’m using all ways PayPal Reviewed on: 15th April 2026

Excellent Service!

I've had no problems with the service I've received. Reviewed on: 15th April 2026

Smart Credit

Flexible spending power when you need it, with the security and convenience of PayPal. Reviewed on: 15th April 2026

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