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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Helped me buy some beautiful furniture I couldn't af...

Helped me buy some beautiful furniture I couldn't afford cash , amazing Reviewed on: 15th April 2026

Very easy to use and all transactions clearly displayed

Very easy to use and all transactions clearly displayed Reviewed on: 15th April 2026

Brilliant service, never had any problems, would hig...

Brilliant service, never had any problems, would highly recommend Reviewed on: 15th April 2026

Available and options

Always there when needed. Excellent option to pay now or pay later. Reviewed on: 15th April 2026

PayPal is easy and convenient.

PayPal is easy and convenient. Its app also helps to keep a good hold on finances and work between bank accounts at different branches. Reviewed on: 15th April 2026

It is my go to account which makes it easier to orde...

It is my go to account which makes it easier to order and pay online Reviewed on: 15th April 2026

Great service from a company you can trust.

I would mostly use the pay in 3 or the 4 months interest free option… it helps a lot… Reviewed on: 15th April 2026

The power of pay pal really helps when buying stuff,...

The power of pay pal really helps when buying stuff, Ifeel protected. Plus the pay in 3 installments was a brilliant surprise and tool to have. Reviewed on: 15th April 2026

Excellent credit provider.

Excellent credit provider. App is really easy to understand. Reviewed on: 15th April 2026

Payment service

Paypal payment is easy to use and reliable thanks Reviewed on: 15th April 2026

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