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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit works very well for me.

Paypal credit works very well for me. Reviewed on: 15th April 2026

Great customer service quick and efficient

Great customer service quick and efficient Reviewed on: 15th April 2026

Excellent!!!

Very good in transactions just the app should be more easily to manage, specially 4 months without interest, is quite tricky when you want to pay without interfering other installments, overall is excellent! Reviewed on: 15th April 2026

Handful option

Help me a lot in difficult time, very quick and life saving option Reviewed on: 15th April 2026

It is amazing and I would recommend to a friend...

It is amazing and I would recommend to a friend always Reviewed on: 15th April 2026

Service from PayPal is always second to none.

Service from PayPal is always second to none, if you need to call they are always there and sort anything out quickly. Reviewed on: 15th April 2026

Makes transactions easier and safer

Makes transactions easier and safer Reviewed on: 15th April 2026

I'm very happy.

I'm very happy. You can buy a lot of things without overpaying. Reviewed on: 15th April 2026

My credit limit gets a review in a very timely manner.

My credit limit gets a review in a very timely manner. The repayment plan is one of the easiest to manage I've ever had. Reviewed on: 15th April 2026

Always available whenever needed

Always available whenever needed Reviewed on: 15th April 2026

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