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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Awesome & Easy to Use

Fantastic and very easy to use including prompt re payment for non delivery of goods Reviewed on: 15th April 2026

Very good am happy

I am very satisfied with the service, quick response, quick handling of the matter, fast shipping Reviewed on: 15th April 2026

I am extremely satisfied with PayPal and the positiv...

I am extremely satisfied with PayPal and the positive impact it has had on my financial life. It has consistently proven to be a reliable and trustworthy platform, giving me confidence every time I make a transaction. Whenever I have the option, I always choose to check out with PayPal because of the strong sense of security it provides. What stands out most to me is the peace of mind I get knowing that my payments and personal information are well protected. In situations where issues arise, I feel reassured that PayPal offers dependable support and will step in to help resolve any problems. This level of reliability and customer care makes a real difference, and it’s why I continue to rely on PayPal for both everyday purchases and more important financial transactions. Reviewed on: 15th April 2026

Very easy to set up.

Very easy to set up. Easy to use too Reviewed on: 15th April 2026

PayPal Credit.

Given the fact that it's credit and there's more plenty of time to pay and spread the cost, with reasonable rates. Reviewed on: 15th April 2026

PayPal-PaySafe

Very good, like always. No problems. Reviewed on: 15th April 2026

I love PayPal

I love PayPal. I find them very straightforward to use and their fees to be very reasonable. I've never had any problems with them in the many years I've been using them. Reviewed on: 15th April 2026

Easy to use

I only out neutral for PayPal customer service as I have never used this service.PayPal is easy to use even for myself Reviewed on: 15th April 2026

The interest rates are absurd.

The interest rates are absurd. It truly is designed to keep you in debt - everyone I know is weighed down by Paypal debt. Reviewed on: 15th April 2026

4 months interest free!!

Has been easy to use and is available at most retail places makes it the best credit option for me Reviewed on: 15th April 2026

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