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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Fab never any issues reliable and fast!

Fab never any issues reliable and fast! Reviewed on: 15th April 2026

I use PayPal for all my purchases, including money t...

I use PayPal for all my purchases, including money transfers and the best part is spreading the cost with 3 pay or credit. Reviewed on: 15th April 2026

Easy to use online and in wallet.

Easy to use online and in wallet. Good benefits. Reviewed on: 15th April 2026

Excellent

Quick and reliable to use for daily needs Reviewed on: 15th April 2026

I've used paypal many years

I've used paypal for years now also use paypal credit rates r reasonable and it's all very easy to use very pleased with everything Reviewed on: 15th April 2026

Excellent , overall good , customer service is very...

Excellent , overall good , customer service is very helpful Reviewed on: 15th April 2026

Good, convenient

Good, convenient reliable and offers good value Reviewed on: 15th April 2026

The service is second to non.

The service is second to non. Whether in the form of interest or resolve of complaint. Reviewed on: 15th April 2026

Simply the best

Paypal credit is Simply the best Reviewed on: 15th April 2026

Amazing experience.

Amazing experience. No problems whatsoever so ever Reviewed on: 15th April 2026

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