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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Superb exelent

I have used PayPal day to day and never had issues Reviewed on: 15th April 2026

PayPal Credit’s 4-month interest-free offer is a rea...

PayPal Credit’s 4-month interest-free offer is a really useful. It feels seamless and quick, especially if you already use PayPal regularly. If you pay off the full balance within the 4 months, you won’t pay any interest at all — effectively making it a free way to borrow money in the short term. Reviewed on: 15th April 2026

Good customer service and service.

Good customer service and service. I have been using PayPal for over 5 years pay in 3 or credit great service! Reviewed on: 15th April 2026

I bought 17 pro max and the experience is awesome.

I bought 17 pro max and the experience is awesome. The UI is great and it gives you every info you need. Reviewed on: 15th April 2026

Brilliant for purchases and credit

Brilliant for purchases and credit Reviewed on: 15th April 2026

Paypal easiest credit

Paypal credit is easy to use it's reliable and very safe to use , any problems you are covered from the word go , it's instant, no fuss, no messing and i would recommend it to all. Reviewed on: 15th April 2026

Love using the service very happy

Love using the service very happy Reviewed on: 15th April 2026

Very happy

Always helpful great system pay pall helps my Buisness and helps keep me safe it’s a great platform and I recommend it it helps with secure payments Reviewed on: 15th April 2026

100% Satisfaction

Through out my time with PayPal up till now, have always been a very happy person and customer Reviewed on: 15th April 2026

PayPal - the most convenient money app to use

PayPal offers a variety of ways to pay and receive money in an easy to use app which I find very handy and useful. They adapt and add more options for customer convenience which, in an ever changing market place, is an absolute must. I wouldn’t be without PayPal! Reviewed on: 15th April 2026

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