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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use and offers great value.

5
Easy to use and offers great value. Reviewed on: 14th July 2026

Always a seamless experience.

5
Always a seamless experience. Easy to run accounts on line & simple to pay money in. Always kept up to date on my accounts through email. Reviewed on: 14th July 2026

Very good oportunity I woul recommend

5
Very good oportunity I woul recommend Reviewed on: 14th July 2026

Flexible payments , great offers

5
Flexible payment options and great offers on repayment installments. Reviewed on: 14th July 2026

Trustable payment method reasonable fees very useful...

5
Trustable payment method reasonable fees very useful thing pay in 3 Highly recommend Reviewed on: 14th July 2026

Very easy to use

5
Very easy to manage and get all the informations and to use as a payment also. Reviewed on: 14th July 2026

Such an easy way to shop

5
It's so easy to shop with PayPal credit and the 4 month interest free is an added bonus Reviewed on: 14th July 2026

Great service from paypal.

5
Great service from paypal. No fuss and very quick transactions Reviewed on: 14th July 2026

Allowing experiences with affordable payments

5
PayPal has allowed me to pay for experiences that I can break down into manageable payments so I don’t miss out on the things I enjoy. Reviewed on: 14th July 2026

Easy to use, helpful support , great service

4
Easy to use, helpful support , great service Reviewed on: 14th July 2026

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