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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147768 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147768)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal Credit is easy to use and has given me so muc...

Paypal Credit is easy to use and has given me so much flexibility to manage my finances, a definite recommend. Their credit card has made it better for me to use it for things offline too! Reviewed on: 1st July 2026

Easy to use, very straight forward setup, good updat...

Easy to use, very straight forward setup, good updates on what you owe. Links with other websites. Would recommend to other users, great for paying off concert tickets in 3. Reviewed on: 1st July 2026

Paypal Credit brilliant

Love using PayPal credit so convenient and easy to use Reviewed on: 1st July 2026

Never had any issues, always helped out when having...

Never had any issues, always helped out when having disputes with sellers, great service. Reviewed on: 1st July 2026

Paypal offer great payment methods and are fully bac...

Paypal offer great payment methods and are fully backed up by great customer service when faced with an issue Reviewed on: 1st July 2026

Handy when wanting to spread payments

Handy when wanting to spread payments Reviewed on: 1st July 2026

Always quick and easy to use without having to remem...

Always quick and easy to use without having to remember card details. Especially like the choices of payment each time including the pay in 3, paypal credit and new PayPal card with points to earn. Reviewed on: 1st July 2026

Confidence and peace of mind are of utmost importanc...

Confidence and peace of mind are of utmost importance to me during and after a purchase, paypal credit meet those criteria. I feel safe in the knowledge that if something went wrong, which may not necessarily be my fault, my purchase/ hard earned cash is protected. The lower interest rates and options for no interest payments is another reason why paypal credit is an excellent credit agency. Reviewed on: 1st July 2026

PayPal Has My Back

I have been using PayPal for a number of years and it's just got better and better. As an older person, I feel that PayPal is the safest way for me to conduct all of my transactions. The overriding reason being that businesses respect PayPal more than they respect me. Reviewed on: 1st July 2026

Hassle free.

Good addition to the account. Easy to use in stores and monitoring account via the app is hassle free. Reviewed on: 1st July 2026

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