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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable with clear terms and conditions meaning no...

Reliable with clear terms and conditions meaning no hidden interest Reviewed on: 14th July 2026

First time utilising credit

I have found PayPal credit really easy to use and to set up. They set out the terms in a clear way so i found it very easy to understand. PayPal credit is my first experience using credit, I have never had a credit card or anything of that nature so it was completely new to me. I was able to set it up completely by myself and I never felt I was in the dark. Reviewed on: 14th July 2026

They need to improved they customer service pay more...

They need to improved they customer service pay more attention less waiting time Reviewed on: 14th July 2026

Always been the most reliable way to pay for anythin...

Always been the most reliable way to pay for anything or send money between friends. Reviewed on: 14th July 2026

Quick, clear & easy.

All dealings have been straight forward and simple. Never had any issues whatsoever. Reviewed on: 14th July 2026

Helpful and and my questions answered

Helpful and and my questions answered Reviewed on: 14th July 2026

Just outstanding overall with GREAT service.

Just outstanding overall with GREAT service. Reviewed on: 14th July 2026

Paypal makes finance easy app is easy to manage i lo...

Paypal makes finance easy app is easy to manage i love it thanks paypal Reviewed on: 14th July 2026

Good experience!

My request was attended quickly and without any issue. Reviewed on: 14th July 2026

Most secure & competitive payment option.

I've been using paypal credit for many years & it's always been a competitive, safe, secure and hassle free way of doing transactions with 3rd parties. Highly recommendable. Reviewed on: 14th July 2026

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