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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,694 reviews, last reviewed 28th May 2026
2991550% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good choice Is good because I can buy some stuff but I can't see if I pay extra % or not Reviewed on: 28th May 2026
Barbara S's avatar
Barbara S

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115694)

Ease, useful , love pay in 3! Safe & sound

5
Ease, useful , love pay in 3! Safe & sound. The app is good to navigate and everything is clearly located. Great log in with Face ID. Fair times. Reviewed on: 11th May 2024
Laurel's avatar
Laurel

Great service, gives me opportunity to spread my pay...

5
Great service, gives me opportunity to spread my payments without paying any interest. If you use it smart, it helps you manage your finances. Reviewed on: 11th May 2024
Ctirad's avatar
Ctirad

HWP ( Help with payments )

5
Never had a problem with payment’s time to pay back as I am monthly payed it helps till payday Reviewed on: 11th May 2024
BELLA's avatar
BELLA

I’ve used PayPal for years, it’s the most convenient...

5
I’ve used PayPal for years, it’s the most convenient and secure way to send and receive money. Reviewed on: 11th May 2024
Caroline H's avatar
Caroline H

Fantastic bank with fantastic app features

5
Fantastic bank with fantastic app features Reviewed on: 11th May 2024
Robert J's avatar
Robert J

PayPal Very easy to use.

5
Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024
Brian J's avatar
Brian J

I haven't had any bad experiences, although for PayP...

5
I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024
Jack's avatar
Jack

Great customer service with smooth transactions

5
Great customer service with smooth transactions Reviewed on: 11th May 2024
Steven m's avatar
Steven m

Honest very good

5
I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024
krittanai sukprasert's avatar
krittanai sukprasert

I’m very satisfied because PayPal is very safe

5
I’m very satisfied because PayPal is very safe Reviewed on: 11th May 2024
Hadis T's avatar
Hadis T

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