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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use. Secure.

Easy to use. Convenient. No hassle with passwords and still secure. Reviewed on: 15th April 2026

Very good and easy to use.

Very good and easy to use. Would recommend to everyone Reviewed on: 15th April 2026

Always helpful when I need to talk to someone

Always helpful when I need to talk to someone Reviewed on: 15th April 2026

Very happy paying with PayPal I feel confident and...

Very happy paying with PayPal I feel confident and very easy to use and contact customer service if needed Reviewed on: 15th April 2026

Easy and simple to use with no hassle

Easy and simple to use with no hassle Reviewed on: 15th April 2026

No issues and straight forward PayPal credit is gre...

No issues and straight forward PayPal credit is great for flights Reviewed on: 15th April 2026

It has made credit extremely simple and more accessi...

It has made credit extremely simple and more accessible. PayPal has also done the only complaint I had which was no card and not being able to spend in person but now I can do that too. Reviewed on: 15th April 2026

Very good experience.

Very good experience. Paypal is always work for me as A helping hand. Reviewed on: 15th April 2026

Brilliant service suits my needs perfectly.

Brilliant service suits my needs perfectly. Reviewed on: 15th April 2026

Paypal credit- made easy!

I’ve used PayPal. Reddit as a flexible option when buying online and received interest free credit for the amount I needed. It was very simple to set up and paid off before an interest rate kicked in. Much easier than a credit card application! Reviewed on: 15th April 2026

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