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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

convenient very useful.

PayPal is great because you can pay easily and it’s safe. However, the only issue is that it doesn’t always allow me to split payments into three installments. Before, it used to allow this even for smaller amounts; now it seems like you might need to reach a certain threshold. But sometimes people only spend around £50 and still want to pay in three installments, which unfortunately isn’t always possible. Reviewed on: 15th April 2026

My experience every time I've been InTouch has been...

My experience every time I've been InTouch has been very helpful the customer service are brilliant very helpful and go out of there way to explain and be helpful and understanding Reviewed on: 15th April 2026

Great payment options and customer service

- Great/flexible options when paying over time. - Customer service are very helpful - I always feel safer when paying via PayPal online Reviewed on: 15th April 2026

PayPal credit is the best

Really love using PayPal credit, zero pourcentage for long periods of time. They also give me time to repay little by little. That's why I love PayPal. Reviewed on: 15th April 2026

Feels like an extra level of security when online.

Paypal credit feels safer to use online and gives extra security from not having to give own bank details to individual organisations. I use Paypal credit as a preferred online payment method and feel 4 months to pay back without additional add on’s is great. Reviewed on: 15th April 2026

Great app.

Great app. Can’t fount it. im using Paypal for a few years. It is safe to use and recently they had introduced the pay in 3 without apr which is great. I have a few direct debits from them. Reviewed on: 15th April 2026

Very fast processing.

Very fast processing. I love using PayPal Reviewed on: 15th April 2026

Good and flexible, always usable on most shops so is...

Good and flexible, always usable on most shops so is always considered using Reviewed on: 15th April 2026

Great service.

Great service. Easy to use. Recommended to one and all. Reviewed on: 15th April 2026

Simply awesome

Its very easy to make payments and easy to use and there are many benefits available to make payments. Reviewed on: 15th April 2026

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