Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,655 reviews, last reviewed 28th May 2026
2989650% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Little extra when needed, easy and accessible. Little extra when needed, easy and accessible. Reviewed on: 28th May 2026
Daniel Lewis's avatar
Daniel Lewis

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (115655)

Quick payments, easy to navigate app, helpful pay in 3

5
Quick payments, easy to navigate app, helpful pay in 3 Reviewed on: 11th May 2024
EMJ's avatar
EMJ

PayPal is reliable and easy to use.

5
PayPal is reliable and easy to use. I recommend to my family and friends. Reviewed on: 11th May 2024
Romessa K's avatar
Romessa K

Excellent

5
Easy to use, and great customer service. Good security. Amazing on online shopping. Reviewed on: 11th May 2024
Mirela S's avatar
Mirela S

PayPal credit 1st time user

5
PayPal credit gave me the flexibility I needed to purchase the products I wanted at the time I needed them and the flexibility to pay them off in a time frame that suited me. It was the first time I had used PayPal credit it was so simple to apply and set up as I had already used PayPal but never used a credit account I was new to this product offered by PayPal but I was able to set up and use with ease. Reviewed on: 11th May 2024
Hayden Jones's avatar
Hayden Jones

Helpful when needed, good support systems in place

5
Helpful when needed, good support systems in place Reviewed on: 11th May 2024
Pete j's avatar
Pete j

Paypal credit is an amazing feature

5
Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024
Jakub D's avatar
Jakub D

PayPal/PayPal Credit

5
PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024
DeanB's avatar
DeanB

Easy to use, reliable and interest free for 4 months.

5
Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024
Katie B's avatar
Katie B

Good service

5
Very good service I am very happy Reviewed on: 11th May 2024
Ghulam H Sadiq 's avatar
Ghulam H Sadiq

Very easy to deal with and fantastic credit offers.

5
Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024
Fago's avatar
Fago

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill