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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,610 reviews, last reviewed 28th May 2026
2987600% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and widely accepted. Easy to use and widely accepted. Comes in handy when wanted to spread costs with no interest often Reviewed on: 28th May 2026
Ryan N's avatar
Ryan N

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115610)

Great experience and value on 4 months 0%

5
Great experience and value on 4 months 0% Reviewed on: 10th May 2024
Christopher E's avatar
Christopher E

simplicity at its best

5
Easy to use, great Amount of time to pay for purchases, great no interest for a few months is brilliant and takes the worry of charges away, all round brilliant Reviewed on: 10th May 2024
Tommy's avatar
Tommy

Flexibility and Reliability

5
Very flexible and great customer service. Extremely reliable Reviewed on: 10th May 2024
Lucy 's avatar
Lucy

Accepted on many online markets so fast and easy to...

4
Accepted on many online markets so fast and easy to pay on rge go Reviewed on: 10th May 2024
Leeanne 's avatar
Leeanne

Excellent service as value for money

4
Excellent service as value for money Reviewed on: 10th May 2024
Joseph 's avatar
Joseph

Want credit limit increase and large amount

5
Want credit limit increase and so many years already with just only small amount Reviewed on: 10th May 2024
July Myat Tun's avatar
July Myat Tun

PayPal Credit offers a convenient financing option f...

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024
hostain's avatar
hostain

Book a flight, pay it in installments

5
Excellent scheme, especially being able to pay for my flights in installments (Emirates) Was able to afford a holiday with my autistic son only because of this. Reviewed on: 10th May 2024
Zoe A's avatar
Zoe A

The best payment method

5
Whenever I’ve had to use it was very easy and customer service is excellent Reviewed on: 10th May 2024
karen kavanagh's avatar
karen kavanagh

Lots of different options are available

5
Lots of different options are available Reviewed on: 10th May 2024
Jakub B's avatar
Jakub B

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