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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It’s very convenient to use.

It’s very convenient to use. And will allow you a lot of options to choose how to pay Reviewed on: 15th April 2026

Canusually get hold of someone if I have a dispute

Canusually get hold of someone if I have a dispute Reviewed on: 15th April 2026

Very Good services and easy to use in every transact...

Very Good services and easy to use in every transactions Reviewed on: 15th April 2026

Excellent service & have never had a problem with Pa...

Excellent service & have never had a problem with PayPal. Used for many years. Reviewed on: 15th April 2026

Paypal gives me flexibility for my purchases as well...

Paypal gives me flexibility for my purchases as well as for my payments Reviewed on: 15th April 2026

It was easy to use compared to other products on the...

It was easy to use compared to other products on the market and it's great that I have been using Paypal for a decade. Reviewed on: 15th April 2026

Couldn’t be easier, straightforward and easy to unde...

Couldn’t be easier, straightforward and easy to understand. Reviewed on: 15th April 2026

Always provide good service easy to use and its none...

Always provide good service easy to use and its none for its trusty service Reviewed on: 15th April 2026

Buyers help.

Always helpful in protecting me the buyer had to use them fir non delivery fir a refund, easy process thanks to PayPal. Reviewed on: 15th April 2026

PayPal is getting better and better

Never had any issues so far with PayPal, I am using it for long time now, always was helpful. Reviewed on: 15th April 2026

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