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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,591 reviews, last reviewed 28th May 2026
2986700% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The experience has given me the opportunity to be ab... The experience has given me the opportunity to be able to spread out my cost which was also a good way in budgeting Reviewed on: 28th May 2026
PA's avatar
PA

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115591)

PayPal checkout or I ain’t buying it

5
I do not shop with any online store unless it has PayPal as a method of payment. Always feel secure and PayPal credit has benefited me so much Reviewed on: 10th May 2024
Rebekah M's avatar
Rebekah M

Smooth out the hit on the bank ac...

5
Used many times to smooth out the hit on the bank account and recently grabbed a Hifi bargain with the help of two years PayPal interest free credit..... A cracking good deal. Reviewed on: 10th May 2024
Andrew Gibbs's avatar
Andrew Gibbs

Multiple years, 0 problems and 0% to boot

5
Been using PayPal Credit for a few years for 0% interest buy now/pay later and installment offers. Never had any problems or issues (so haven't had to use the customer service as far as I can remember) and it's helped spread the cost of expenses without increasing the price. Would recommend. Only downside is the 0% installment plans are only with specific merchants. Reviewed on: 10th May 2024
A display name I guess's avatar
A display name I guess

Grat experience with PayPal.

5
Grat experience with PayPal......amazing Reviewed on: 10th May 2024
Gabriel G's avatar
Gabriel G

Transaction is very easy.

5
Transaction is very easy. Very convenient and hassle free. Reviewed on: 10th May 2024
Catherine C's avatar
Catherine C

Excellent customer service

5
Excellent support to customers and account management Reviewed on: 10th May 2024
Laura R's avatar
Laura R

PayPal credit is available at so many places

5
PayPal credit is available at so many places that it’s the obvious choice for payment. It’s so simple to buy stuff with PayPal so I use it all the time. Reviewed on: 10th May 2024
Aughoti's avatar
Aughoti

Amazing Credit Card

5
Easy to use and great offers to payback with 0 interest Reviewed on: 10th May 2024
Lewis B's avatar
Lewis B

Great deals and service

5
Easy to use and great customer service. Always there to help even when I’ve not needed them for years. Reviewed on: 10th May 2024
Nigel S's avatar
Nigel S

PayPal Credit works well for me

5
I use PayPal Credit to pay for bigger purchases so I can take advantage of 0% for 4 months. I originally used it to pay for a new laptop, made it easy to pay over time without additional interest. Easy to see when it expires. Reviewed on: 3rd May 2024
Paul 's avatar
Paul

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