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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,584 reviews, last reviewed 28th May 2026
2986400% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful & Friendly Always been very helpful & friendly & helps having this option available. Service has been absolutely brilliant Reviewed on: 28th May 2026
Sandi B's avatar
Sandi B

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115584)

It is nice to do business with paypal

5
My experience is good with paypal credit with their offer Reviewed on: 4th August 2023
Lansana kebe 's avatar
Lansana kebe

Good

5
Good Reviewed on: 4th August 2023
Halil's avatar
Halil

good communication's with customer

5
Easy transaction went paying for goods. Reviewed on: 4th August 2023
John ledford's avatar
John ledford

Fast sign up, easy to understand the terms, and used on a majority of websites

5
I signed up for Paypal Credit for a little help in purchasing things over a long term plan or a short term pay in installments due to recieving disability benefits (which, unfortunately, don't cover just enough) and it's been wonderful being able to have a way to help pay for things that make life easier without having to worry about interest straight away or just the fact that you can't buy what helps because you just can't afford it. I recommend Paypal Credit highly. A lot better than another credit card company I won't name but was horrendous for how they handled switching their credit to another company's. Reviewed on: 4th August 2023
Meinfro's avatar
Meinfro

Always trustfull

5
Mosy secure way of payment,protect your money Reviewed on: 3rd August 2023
Denica Kirova's avatar
Denica Kirova

Excellent on going interest free payments.

5
I found that being able to spread payments over 4months on £100 spend (NTEREST FREE!), absolutely amazing and extremely helpful in the current climate. I just wish that all retailers would accept PayPal, most do, but there are many major players that don't! The most notable being amazon. Overall though I would wholeheartedly recommend PayPal especially for it's ease of use and convenience. Reviewed on: 3rd August 2023
Coco's avatar
Coco

PayPal is your pal

5
I vote PayPal as one of the best ways to pay for things it's really helped me also the pay in three no interest if you settle up within a certain time a lifesaver thankyou paypal Reviewed on: 2nd August 2023
donna johnson's avatar
donna johnson

Comprehensive credit and online payment solution

5
Gives you granular control over online purchases, with flexible credit and pay-over-time offers. Reviewed on: 2nd August 2023
MAVERICK's avatar
MAVERICK

Excellent Customer Service

5
Have dealt with PayPal for some time and they are quick to resolve issues and have excellent customer service. Reviewed on: 2nd August 2023
Liz Garratt's avatar
Liz Garratt

Quick and easy

5
No bells and whistles like a traditional credit card company, works perfectly for online transactions. Can be trusted highly! Reviewed on: 2nd August 2023
Shan's avatar
Shan

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