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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (115579 reviews)

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4.74

Based on 115,579 reviews, last reviewed 28th May 2026

2986150% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Generally good. Generally good. Good interest free periods Reviewed on: 28th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115579)

Paypal Credit great for budgeting

PayPal Credit great for spreading out large costs interest free, customer service staff always friendly, helpful and knowledgeable. Have recommended to family and friends Reviewed on: 1st August 2023

The 4 month no interest is the best

I enjoy using it and buy what I love most Reviewed on: 1st August 2023

4 Months Interest Free Credit

Two excellent flexible credit products:- 1) PayPal Credit First four months interest-free on purchases over £99 and then 23.9% 2) PayPal Pay in 3 3 interest free payments over 3 months Reviewed on: 1st August 2023

Best credit at 0% interest

PayPal credit has helped me get all my new tech and spread the cost over 4 months, interest free, making my expensive technology needs more affordable. Reviewed on: 1st August 2023

Amazing!

Great Service. Everything is so easy to do. Reviewed on: 1st August 2023

Exelent company

Paypal became in my favorite way to pay. Very easy, very suitable, very organic. I love it. Pay in 3 is the best Reviewed on: 1st August 2023

A handy tool for those rainy days...

Since its early days paypal has grown massively and is accepted as a worldwide payment method by countless retailers and the features of paying 4 months later with no interest or splitting into 3 equal payments is unmatched, they're secure and getting in touch is simple and fast..a life saver in many scenarios..I can't recommend more as long as you keep the repayments you can't go wrong..throughly recommend Reviewed on: 1st August 2023

Very convenient & safe to use.

I can trust payments through PayPal without any hesitation. It's truly convenient and safe to use. Overall trustworthy and worry free payments can be done via PayPal. Reviewed on: 1st August 2023

Amazing and easy

I love PayPal and 4 months interest free payment Reviewed on: 1st August 2023

PayPal is the best Credit Company in the UK

PayPal is the best Credit Company in the UK offering options like Pay in 3 or using your PayPal credit straight away when you want to buy online. Reviewed on: 1st August 2023

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