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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I'm very happy to use PayPal for my transactions.

I'm very happy to use PayPal for my transactions. Reviewed on: 15th April 2026

Really useful to budget for larger purchases.

Really useful to budget for larger purchases. The 0% interest period is great. Reviewed on: 15th April 2026

Fantastic

Very easy to set up and use. Clear T&Cs Reviewed on: 15th April 2026

Realmente sirve de mucha ayuda en todos los aspectos

Realmente sirve de mucha ayuda en todos los aspectos Reviewed on: 15th April 2026

best provide

no problem.newer issues always good. Reviewed on: 15th April 2026

Paltastic !

So simple to use . It's always my prefered way to pay and 3 months interest free credit is such a bonus. Reviewed on: 15th April 2026

Reliable and easy to work with and understand

Reliable and easy to work with and understand Reviewed on: 15th April 2026

Makes me feel safe when paying for purchases online,...

Makes me feel safe when paying for purchases online, the only thing I wish was there was a way of actually pinpointing which items you would like to pay part of your balance off from rather than it coming off the full balance. Despite this my first choice is always to pay with PayPal for security and peace of mind. Reviewed on: 15th April 2026

Easy and very convenient to spread out my payments

Easy and very convenient to spread out my payments Reviewed on: 15th April 2026

PayPal really helped me with buying stuff sometimes...

PayPal really helped me with buying stuff sometimes I don’t have enough money in my bank account so I can pay by 3 payments which is very helpful Reviewed on: 15th April 2026

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