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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Pleasant Experience

Great Shopping is smooth and seemingly easy online as well as in stores. And have the opportunity to buy now and pay later with PayPal credit is very rewarding Reviewed on: 15th April 2026

I like the 4 months credit plans but these would be...

I like the 4 months credit plans but these would be even better if over 6/9 months. Reviewed on: 15th April 2026

Never had a problem nothing is to much trouble

Never had a problem nothing is to much trouble Reviewed on: 15th April 2026

reliable and professional.

reliable and professional. Can always rely on good service ey Reviewed on: 15th April 2026

Can't fault service I've received

Can't fault service I've received Reviewed on: 15th April 2026

5star company

Pay pal are excellent and I’m always at ease when using them. Always calm and polite and fix any issues with ease. Reviewed on: 15th April 2026

Difficult to navigate sometimes

Difficult to navigate sometimes not making it clear what's credit what's pay in three or simply direct from preferred payment. Reviewed on: 15th April 2026

Experience

Each time I’ve contacted them they have sorted out my problem and been very helpful and polite Reviewed on: 15th April 2026

Always helping when something is wrong on my account

Always helping when something is wrong on my account Reviewed on: 15th April 2026

PayPal is a secure means to pay for things

PayPal is an easy and safe place to pay for things. It has the added benefit of being secure with face recognition and prompts ke to confirm I’m making a purchase. I also like the added benefit of pay in 3 as it stretches my money when paying for things a little further. Reviewed on: 15th April 2026

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