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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,557 reviews, last reviewed 28th May 2026
2985100% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like it that PayPal Credit can be used on various... I like it that PayPal Credit can be used on various platforms, I mainly use it on E Bay and Townshend Music, I like the Pay In 3 option for items over... Read more Reviewed on: 28th May 2026
DAVID A's avatar
DAVID A

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115557)

Excellent service.

5
I am very pleased that PayPal Credit offers has so many different options to choose from installment payments. I hope that this service will continue to develop with new customers in mind. Reviewed on: 31st July 2023
Kamil Herkt (scuti)'s avatar
Kamil Herkt (scuti)

Easy quality service

5
I have used PayPal Credit for a number of years now and the 0% offers with certain retailers for purchases, also the 0% on purchases over £99 for 4 months is a great offer. 5* Reviewed on: 31st July 2023
Robert Swan's avatar
Robert Swan

Easy, reliable

5
Easy to use, the app just works and I can see what I owe to keep on top of payments Reviewed on: 31st July 2023
Snailtoe 's avatar
Snailtoe

Easy to setup and pay

5
I like using PayPay Credit as it means that if I want to spread a payment over 4 months, especially if it's a large purchase, I've got the option to do so and I know I don't have to keep checking all the time it's been paid. Reviewed on: 31st July 2023
Alan Evans's avatar
Alan Evans

Pocket wizard

5
Works great and provide easy to use credit online, convenient application and approval to begin with Reviewed on: 31st July 2023
Bubai Dey's avatar
Bubai Dey

Amazing

5
PayPal credit is an easy method to buy anything and be peace of mind for 4 months free of interest, very helpful tool for those who are stressed for the high costs of living. I recommend 100%. Reviewed on: 31st July 2023
Ferney Ramirez's avatar
Ferney Ramirez

PayPal credit

5
Easy and simle to use. Like having a credit card without the hassle of having to input your details every time Reviewed on: 31st July 2023
Karen williamson's avatar
Karen williamson

Overall very pleased

5
I have used paypal for a good while now, when I saw an option for credit I applied for it, the application was nice and simple. I use the app to keep up with my balance, the credit information is easily accessible. Payments and repayments are secure and reliable. I have been mainly using PayPal credit for home improvement purposes and am very pleased with the outcome. Would highly recommend Reviewed on: 31st July 2023
Sarah Mir's avatar
Sarah Mir

Extremely useful

5
The pay over £99 interest free for 4 months is extremely handy and affordable Reviewed on: 31st July 2023
Nick's avatar
Nick

Reliable and confident in their service

5
You can feel confidence that you are covered by Palpal’s goods & services. Even when things go awry, their team of professionals are there to assist you. I feel confident when using PayPal credit to borrow money for items in the short turn, always paying them off in time too. Reviewed on: 31st July 2023
Oliver Brown's avatar
Oliver Brown

Review PayPal: PayPal Credit now

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