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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have always turned to PayPal when it comes to the...

I have always turned to PayPal when it comes to the larger purchases in life and need to have a little more time to repay. Reviewed on: 15th April 2026

Does what it says on the tin!

Does what it says on the tin! Always there and always reliable. Reviewed on: 15th April 2026

Super easy super quick to use.

Super easy super quick to use. Lifesaver Reviewed on: 15th April 2026

Good service, very helpful and prompt responses.

Good service, very helpful and prompt responses. Reviewed on: 15th April 2026

I happened to love ysing paypal .

I happened to love ysing paypal .. Im confident that every transaction was secured Reviewed on: 15th April 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. Payments are fast, secure, and super convenient — especially for online purchases and sending money. Reviewed on: 15th April 2026

Very easy to use and I can use spilt payments...

Very easy to use and I can use spilt payments any time Reviewed on: 15th April 2026

PayPal is great

It’s great that you provide pay in 3 with no interest Reviewed on: 15th April 2026

Has been excellent till now.

Has been excellent till now. Being able to spread the costs is a great way to keep the expenses in check! Reviewed on: 15th April 2026

So easy to use and navigate through the app, I can a...

So easy to use and navigate through the app, I can always find what I need and get the information I require which makes using the service extra worthwhile. I definitely recommend using PayPal as you always know what to expect. Reviewed on: 15th April 2026

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