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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,541 reviews, last reviewed 27th May 2026
2984400% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy and fast to use. Easy and fast to use. Good to have the 4 months 0 percent but like everyone wish it was a bit longer Reviewed on: 27th May 2026
Keith b's avatar
Keith b

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115541)

Excellent service.

5
PayPal credit is absolutely fantastic. You are given the right amount for your needs and payments you can adjust to your available income. Really helpful customer support and just an ideal way to spread your money for what you need. Reviewed on: 31st July 2023
Paulette Billinge's avatar
Paulette Billinge

Life saver!

5
Fantastic way of paying for things in installments! Reviewed on: 31st July 2023
MrGk01's avatar
MrGk01

Excellent service

5
Always great communication and thorough statements making everything clear and simple Reviewed on: 31st July 2023
Rob's avatar
Rob

Love PayPal they are very helpful

5
Been using PayPal for a long time now an there service is very helpful I can relax an pay for four month an that’s a great asset to have Reviewed on: 31st July 2023
Janet Cole's avatar
Janet Cole

Great company

5
Great offers, excellent company Reviewed on: 31st July 2023
S S's avatar
S S

Excellent payment method

5
Very convenient to use and makes online transaction a lot easier Reviewed on: 31st July 2023
Cecile's avatar
Cecile

first that gave me credit

5
Always happy that Paypal gave me credit and that was the base for other banks to give me credit. Reviewed on: 31st July 2023
Maryam Etemad's avatar
Maryam Etemad

Amazing

5
Always has helped me out when I needed it! Plus 0% interest has made it easier for me to pay Reviewed on: 31st July 2023
Kasam A's avatar
Kasam A

Absolutely perfect

5
0% in 4 months amazing. Again and again Reviewed on: 31st July 2023
Goran Ciunov's avatar
Goran Ciunov

Paypal credit makes it easy

5
It's really interesting and very helpful to have PayPal credit. It gives you peace of mind to know that you have 4 months to pay your items interest free. I really love it. Reviewed on: 31st July 2023
Kimere Kogi's avatar
Kimere Kogi

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