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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent Service

Excellent interface. Easy to understand and clear interface Reviewed on: 15th April 2026

Karol Arazny

Always easy to buy things / no spending whole amount / great for everyone Reviewed on: 15th April 2026

Very helpful tool that allows you to split into affo...

Very helpful tool that allows you to split into affordable monthly payments Reviewed on: 15th April 2026

I am using whole days is it is best for daily uses t...

I am using whole days is it is best for daily uses to buy for any product. Reviewed on: 15th April 2026

Great service and convenient .

Great service and convenient . Hassle free Reviewed on: 15th April 2026

Great service

I have used PayPal for many years now never a complaint. I’m not completely sold on the use of chat bots rather than an actual advisor as you don’t get issues resolved. Reviewed on: 15th April 2026

Just had good experience with paypall as im using cr...

Just had good experience with paypall as im using credit for 6 month intrest free Reviewed on: 15th April 2026

Came in handy recently!

Came in handy recently! Easy to use Reviewed on: 15th April 2026

No headaches, easy to work with.

No headaches, easy to work with. Maybe an option to complete a payment, avoiding fees without filling the whole sum on credit, would be a better advantage for those who are using it. The card is a nice add-on, but not a must. Reviewed on: 15th April 2026

Very convenient and reliable with great ease.

Very convenient and reliable with great ease. Reviewed on: 15th April 2026

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