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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very good easy to use good to build up credit...

Very good easy to use good to build up credit score Reviewed on: 15th April 2026

PayPal Credit gives me flexibility to spread the cos...

PayPal Credit gives me flexibility to spread the cost of purchases when cash flow is tight. The interest‑free periods are genuinely helpful and make budgeting easier and it allows me to buy what I need now and pay on terms that suit me. Being able to select PayPal Credit at checkout is quick and stress free. I fully recommend this service. Reviewed on: 15th April 2026

Great, never no issues with anything I've used it for

Great, never no issues with anything I've used it for Reviewed on: 15th April 2026

Fantastic, always helpful.

Fantastic, always helpful. Never have any problems finding things Reviewed on: 15th April 2026

Love of my life

Paypal help me in my good and bad days best thing in life love it Reviewed on: 15th April 2026

6 years of paypal

I have travelled the world using PayPal credit, it works from Egypt to Australia. The safety and peace of mind I get using their services, is my main priority, I can purchase knowing they have my back. Reviewed on: 15th April 2026

Very easy to use and great customer support

Very easy to use and great customer support Reviewed on: 15th April 2026

Never had a problem hopefully never will

Never had a problem hopefully never will Reviewed on: 15th April 2026

PayPal Credit - easy to use

PayPal Credit has been really easy to use—clear terms, quick approval, and flexible repayments that help spread costs without hassle. A smooth and reliable experience overall. Reviewed on: 15th April 2026

What else is there to say’ it’s class mush

What else is there to say’ it’s class mush Reviewed on: 15th April 2026

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