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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,490 reviews, last reviewed 27th May 2026
2982000% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service never had issue with paypal Good service never had issue with paypal Reviewed on: 27th May 2026
muhammad f's avatar
muhammad f

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115490)

Great way to buy now pay later

5
I use it for the majority of my purchases, and I think is a very convenient way to shop on line, specially because paypal is accepted all over the world Reviewed on: 31st July 2023
Jean Arroyo 's avatar
Jean Arroyo

Easy shop used Paypal credit

5
I very happy to used Paypal Credit Reviewed on: 31st July 2023
Agnieszka's avatar
Agnieszka

Good

3
Have an PayPal account and PayPal credit never had any issues with this Reviewed on: 31st July 2023
Jidapa Gaines's avatar
Jidapa Gaines

Good service without interest

5
Very convenient way of payment without interest. Reviewed on: 31st July 2023
Andrei Antofica's avatar
Andrei Antofica

Paypal Credit

5
Paypal Credit is so easy to use. The interface is really easy. You can choose how much you want to pay off and can easily make overpayments. Absolutely amazing product to have. It’s helped me out of a few scrapes when my kids have damaged something and I’ve not have the available cash to fix it, I’ve just used my PayPal credit to fix the issue and am able to pay it back a bit at a time. Absolutely excellent. Reviewed on: 31st July 2023
Peri Burbidge's avatar
Peri Burbidge

PayPal credit is an excellent credit provider

5
PayPal credit is an excellent credit provider. They also offer good service and responses to customers. Reviewed on: 31st July 2023
Kasongo Emmanuel Shutsha 's avatar
Kasongo Emmanuel Shutsha

Amazing service

5
PayPal credit is so easy to use, it has helped me massively with the cost of living increases as I can pay over 4x months without interest. I have recently been made redundant and have a lot of family birthdays coming up, PayPal credit has ensured I can cover this and i am protected under PayPal terms. Reviewed on: 31st July 2023
Jenny Wildish's avatar
Jenny Wildish

PayPal credit

5
Have had PayPal and PayPal credit for many years,it’s easy to use, secure and interest rates are competitive with interest free on many deals over a number of months. Reviewed on: 31st July 2023
John Hutchings's avatar
John Hutchings

Easy application

5
PayPal credit never disappointed me . Always available form me . Beneficial that time when inflation high Reviewed on: 31st July 2023
Grzegorz Baranowski's avatar
Grzegorz Baranowski

Amazing

5
The paypall credit is amazing way to purchase something Reviewed on: 31st July 2023
Latchezar Ivanov's avatar
Latchezar Ivanov

Review PayPal: PayPal Credit now

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