Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (115454 reviews)

View other PayPal products

4.74

Based on 115,454 reviews, last reviewed 27th May 2026

2980400% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Products Excellent products easy payment options Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (115454)

Paypal credit. So easy.

Very easy to use and I am kept informed of payment dates, intrest free periods and balances. Works very well. Reviewed on: 31st July 2023

Fantastic experience with PayPal Credit

I recently had the pleasure of using PayPal Credit for my online purchases, and I must say it was an excellent experience from start to finish. The convenience, flexibility, and benefits it provided truly exceeded my expectations. First and foremost, the ease of setting up PayPal Credit was remarkable. Within minutes, I was able to create an account and link it to my PayPal profile, effortlessly integrating it into my existing payment options. This allowed me to make purchases with just a few clicks, eliminating the need to repeatedly enter payment information for each transaction. One of the standout features of PayPal Credit is the flexibility it offers. I appreciated the option to pay over time, as it eased the financial burden of larger purchases by spreading out the cost. The ability to choose between different repayment plans gave me the freedom to select a timeframe that suited my budgeting needs, without any additional interest charges. What impressed me the most was the exceptional customer service provided by PayPal Credit. Any questions or concerns I had were promptly addressed by their knowledgeable and friendly support team. It is evident that PayPal values their customers and is committed to ensuring their satisfaction. Additionally, the convenience of accessing my PayPal Credit account through the mobile app made managing my purchases a breeze. From reviewing statements to making payments, everything was easily accessible and user-friendly. Overall, my experience with PayPal Credit has been phenomenal. It offers convenience, flexibility, and dependable customer service. I highly recommend PayPal Credit to anyone looking for a reliable and hassle-free payment solution for their online purchases. Reviewed on: 31st July 2023

Helped me during tough times

Gives me so much flexibility especially with my child arriving and the cost of living expenses. Massive saviour Reviewed on: 31st July 2023

Excellent way to buy items

Paypal credit is easy to use, its a very simple method of buying, to pay back is very easy too, and you get months to pay back all interest free, or you can payback over time with some interest. Very simple and easy method to buy credit. Highly recommend Reviewed on: 31st July 2023

Excellent service with competitive terms

Hard to better PayPal's customer service on top of their well designed and competitive priducts. Reviewed on: 31st July 2023

Dam

Best choose great service they ate best Reviewed on: 31st July 2023

Very convenient

Very convenient for shopping easy to use. Reviewed on: 31st July 2023

Quick and easy to use

The PayPal credit is extremely quick and easy to set up and it’s also quite secure as it has multiple verification stages also they remind you a few days before your payments due that it will be collected which is extremely helpful Reviewed on: 31st July 2023

PayPal is peace of mind

Using PayPal on my online shopping give me peace of mind and confidence Reviewed on: 31st July 2023

Spread the cost

PayPal credit is a great way to spread the cost of purchases over 4 months interest free for purchases over £99. Reviewed on: 31st July 2023

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Very Account
from Shop Direct 3.53 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.73 from 3726 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

PayPal: PayPal Credit reviews

2980400% increase in 5 star reviews

8800% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review PayPal: PayPal Credit now

PayPal PayPal Credit reviews (115454)

Paypal credit. So easy.

Fantastic experience with PayPal Credit

Helped me during tough times

Excellent way to buy items

Excellent service with competitive terms

Dam

Very convenient

Quick and easy to use

PayPal is peace of mind

Spread the cost

Review PayPal: PayPal Credit now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024