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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Excellent customer service

Excellent customer service, used PayPal and customer service is great compare to other main banks Reviewed on: 15th April 2026

I've been with PayPal for a long time and---- no reg...

I've been with PayPal for a long time and---- no regrets compared to your usual banks Reviewed on: 15th April 2026

Low interest.

Low interest. Always love it when have some big shopping to do Reviewed on: 15th April 2026

Paypal is my go to app for fund transfers or money m...

Paypal is my go to app for fund transfers or money management Reviewed on: 15th April 2026

It’s been amazing and my go to for everything

It’s been amazing and my go to for everything Reviewed on: 15th April 2026

Very little if anything to report yet.

Very little if anything to report yet. No had time to use it fully. Would be happy to give more feedback in the future. Reviewed on: 15th April 2026

PayPal is a great service and never have any issues...

PayPal is a great service and never have any issues using it Reviewed on: 15th April 2026

PayPal is the best app.

All payments go through perfectly and all money gets received instantly. Reviewed on: 15th April 2026

It’s really good it’s really help me

It’s really good it’s really help and have many options Reviewed on: 15th April 2026

Convenientandsafe.

It's easy to use and safeguards your money. Its faster than a debit card as you don't have to key in all your account details every time. Reviewed on: 15th April 2026

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