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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service, never have had an issue

Great service, never have had an issue Reviewed on: 15th April 2026

Happy with the service and products available

Happy with the service and products available Reviewed on: 15th April 2026

Quick and easy to use.

Quick and easy to use. The rare time I’ve needed to raise an issue it’s been delt with incredibly quickly and efficiently. Reviewed on: 15th April 2026

Quick customer response when you try to reach support

Quick customer response when you try to reach support Reviewed on: 15th April 2026

Consistently excellent service

Consistently excellent service from PayPal Reviewed on: 15th April 2026

My experience with paypal as been really good so far...

My experience with paypal as been really good so far, help is always available when need and dealt with effectively. Reviewed on: 15th April 2026

I have always used PayPal for my larger purchases wi...

I have always used PayPal for my larger purchases with the option of 4 months no interest. It helps me plan and pay back over a period of time without forfeiting no interest. Reviewed on: 15th April 2026

PayPal is easy and safe

I feel safe completing my online purchases using PayPal as a method of payment. I am assured that my private financial data is not compromised and I have a choice of settling immediately or at a later date Reviewed on: 15th April 2026

Everything is so easy to access, well explained, and...

Everything is so easy to access, well explained, and easy to set up. Reviewed on: 15th April 2026

Long term happy customer

I’ve had a PayPal account for many years now. Easy to use and I know it’s safe. Any issues I have had have been resolved in good time and without any problems. Reviewed on: 15th April 2026

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