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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (115411 reviews)

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4.74

Based on 115,411 reviews, last reviewed 27th May 2026

2978300% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My trusted payment provider for twenty years. My trusted payment provider for twenty years. Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115411)

Quick and flexible

Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023

Excellent Service

I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023

Simplicity

Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023

PayPal Credit

Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023

100%

Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023

paypal credit

worry free payment at a very competative intrest rate Reviewed on: 2nd June 2023

PayPal credit works.

I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023

Pay pal credit interest free

Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023

Very effective way to spread the cost.

I have always been worried about using credit providers due to hidden charges and small print.After learning about the Paypal credit option through the app, i gave it ago. I was approved quicky. I now use paypal for big spends mostly spreading the cost of hotel and travel. I like how easy it is, i know i much i owe and when to pay it off. I am happy with the option of spreading cost over 4 months. This is a promo offer and has been helpful when i have had multiple big ticket purchases. Its easy to pay off and any time ive needed support, paypals live chat has been great Reviewed on: 2nd June 2023

The best credit provider

By far the best credit provider on the market. Specially with the pay in 3 months with no interest. The application is very easy to use and very detailed. Reviewed on: 2nd June 2023

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