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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great customer service, very supportive

Great customer service, very supportive Reviewed on: 15th April 2026

Excellent service very easy to use and very convenient.

Excellent service very easy to use and very convenient. Reviewed on: 15th April 2026

Brilliant when you are on a tight budget and just ne...

Brilliant when you are on a tight budget and just need a bit more time to pay it, plus a fantastic service Reviewed on: 15th April 2026

Good, but there are difficulties if you need to chan...

Good, but there are difficulties if you need to change the payment date. Reviewed on: 15th April 2026

I like this company.

Easy to use app and company always provides excellent customer support. Reviewed on: 15th April 2026

I like the flexibility PayPal is giving me.

I like the flexibility PayPal is giving me. I’m able to pay now and have 4 months to think about the money! I love also the new points reward program. Very clever and customer focused by PayPal! Reviewed on: 15th April 2026

Been using PayPal for a long time now and have not h...

Been using PayPal for a long time now and have not had any problems Reviewed on: 15th April 2026

that extra bit of financial help.

Comes in handy when you need that extra bit of financial help. They don't stress you as long as you keep up your payments. And you can pay off more of the credit to lower the interest if you want to. Reviewed on: 15th April 2026

Fantastic

Always helpful very easy to use. Reviewed on: 15th April 2026

PayPal is so easy and user friendly.

PayPal is so easy and user friendly. Its been brilliant since I started using it way back in 2007. Reviewed on: 15th April 2026

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