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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,382 reviews, last reviewed 27th May 2026
2977000% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use the service regularly and always pay on time. Use the service regularly and always pay on time. Great interest rates and value for money Reviewed on: 27th May 2026
Adam W's avatar
Adam W

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115382)

Really easy to use and 0% if you spend over £100

5
No big surprises when the interest rate goes on. Easy to use to tide you over if you need something in an emu Reviewed on: 2nd June 2023
Gaynor Jenkins's avatar
Gaynor Jenkins

Great offer

5
4months interest free is hard to beat. Reviewed on: 2nd June 2023
Alan Ronan's avatar
Alan Ronan

Excellent options for paying over a specific time period

5
I love paypal and try to use it with every online transaction which I can. The added security and flexible payment options which are awarded are unbeatable. PayPal credit is excellent for the 0% interest if you pay it off over 4 months and there is other options like pay in three which I use frequently. Keep doing a great job PayPal! Reviewed on: 2nd June 2023
Sophie's avatar
Sophie

SAFE

5
AS A SINGLE MUM AM ALWAYS SCANNING THE INTERNET FOR DEALS, ALWAYS FEEL PROTECTED USING PAYPAL . AND WITH 4MONTHS FREE INTEREST ON THERE CREDIT ADDED BONUS.. Reviewed on: 2nd June 2023
A2F's avatar
A2F

PayPal Credit

5
Glad to have the opportunity to use PayPal credit it's one of the safest methods of paying for hoods online, offering protection and the option to pay in 3 payments and interest-free. Reviewed on: 2nd June 2023
Debbie dm's avatar
Debbie dm

Easy as 1234

5
The 4 months 0% interest has helped me with paying for larger items when money has felt tight. Reviewed on: 2nd June 2023
hannah bessant's avatar
hannah bessant

Friend you can rely on

5
I’ve been with paypal for many years,and all throughout my experience with them is always smooth transactions and excellent service. The customer service are very helpful for any queries I had. The paypal credit that was offered to me was very handy, I can always use it anytime. I highly recommended paypal to all my family,friends and work colleagues. Thank you Paypal. Reviewed on: 2nd June 2023
Jane Young's avatar
Jane Young

Highly recommended

5
Paypal credit is easy to apply and its pretty helpful Reviewed on: 2nd June 2023
Anthony Aidoo's avatar
Anthony Aidoo

Simple and Smart

5
It’s my go to payment option. Simple to use with no long address forms to fill out and it’s smart to manage with early payment and other options. Reviewed on: 2nd June 2023
Peter Adams's avatar
Peter Adams

Ease of Use

5
The proximity of Paypal credit to you, just when you need it, makes it an outstanding credit provider. Reviewed on: 2nd June 2023
Joseph Agunbiade's avatar
Joseph Agunbiade

Review PayPal: PayPal Credit now

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