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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is 100% period.

PayPal is 100% period. I am happy to always use the pay in 3 part . It makes life very easy. Thank you so much . I am always happy that, with PayPal, your money is secure. Thank you for helping people like me get the things they need at an affordable rate. Reviewed on: 15th April 2026

Love PayPal!

Love PayPal! My go-to online payment option since it started. Reviewed on: 15th April 2026

Would recommend PayPal

Never had to use customer service so can’t comment. But I like PayPal and like all the new options. Have used it for years. Reviewed on: 15th April 2026

Always there to help with any issue I have and so ea...

Always there to help with any issue I have and so easy to use on a day to day basis Reviewed on: 15th April 2026

PayPal has always been a payment method for me becau...

PayPal has always been a payment method for me because it is secured and easy Reviewed on: 15th April 2026

PayPal is awesome

PayPal is a great way to keep track of your payments Reviewed on: 15th April 2026

When there have been issues such as fraudulent trans...

When there have been issues such as fraudulent transactions it has been dealt with quickly Reviewed on: 15th April 2026

Credit, especially pay in 3 has been an excellent wa...

Credit, especially pay in 3 has been an excellent way to make large purchases. I have used it several times and it is very easy to use, and with it being interest free has made it superior over other credit cards Reviewed on: 15th April 2026

I have good experience with PayPal I am so happy wit...

I have good experience with PayPal I am so happy with PayPal Reviewed on: 15th April 2026

i've had paypay since 2007 and use it regular as i f...

i've had paypay since 2007 and use it regular as i find it very easy to use and a great way to pay. Reviewed on: 15th April 2026

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