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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,304 reviews, last reviewed 27th May 2026
2973400% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No issues Never had an issue with paying through PayPal- it is my goto when shopping online. Reviewed on: 27th May 2026
MH's avatar
MH

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (115304)

Great helping hand

5
Helps me out with buying things Reviewed on: 14th August 2022
Michele's avatar
Michele

Favorite way of payment

5
Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022
Thallita's avatar
Thallita

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022
Jem Jem's avatar
Jem Jem

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022
Amanda clarke's avatar
Amanda clarke

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022
Anita's avatar
Anita

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022
David Bancroft's avatar
David Bancroft

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022
Miles Nightingale's avatar
Miles Nightingale

Excellent

5
paypal is very good with your credit card and your 3 month payments Excellent Reviewed on: 14th August 2022
Andres Gomes's avatar
Andres Gomes

Excellent

5
Since I am using PayPal credit it is so superb Reviewed on: 14th August 2022
Ayo Afeez Raji 's avatar
Ayo Afeez Raji

Great short term credit lender

4
Was able to spread the cost of things Reviewed on: 14th August 2022
Sam Binning's avatar
Sam Binning

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