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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114984 reviews)

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4.74

Based on 114,984 reviews, last reviewed 27th May 2026

2958400% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and convenient way to pay. Easy and convenient way to pay. Reasonable regulations that not hard to follow. Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114984)

Gives me hassle free extra flexibility

During these difficult times it's nice to be able to put a large appliance on paypal credit to pay it off over 4 months rather than taking the hit all at once. Reviewed on: 6th August 2022

Safe Quick Easy

Fast safe and easy way to buy products and services both online and on the high street Reviewed on: 6th August 2022

Best payment method

PayPal payment is the best payment option when making payment on any website and even in store. PayPal credit pay in 3 plan is fantastic. At Paypal you don't have to carry cards, spend choose card and pay. Reviewed on: 6th August 2022

Easy to use

Nice and easy to use, never had a problem with customer services when I needed extra support. Would recommend :) Reviewed on: 5th August 2022

Paypal Credit is the best for online purchase

It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

used it time and agin with no problems Reviewed on: 5th August 2022

Super convenient & affordable repayments for credit

Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022

Excellent little tool

PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

very easy to use and reliable

it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022

Easy options

I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022

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