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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good customer service and very professional

Good customer service and very professional Reviewed on: 15th April 2026

Payment trust

My preferred and most trusted online form of payment Reviewed on: 15th April 2026

It’s Michael experience with the people I’m using ev...

It’s Michael experience with the people I’m using everywhere so so much easy and very useful Reviewed on: 15th April 2026

Very helpful Pay in 3 plan gives you time to stretch...

Very helpful Pay in 3 plan gives you time to stretch your budget. Reviewed on: 15th April 2026

Can't fault them.

Can't fault them. If I have had any issues with sellers. PayPal have sorted it for me. Reviewed on: 15th April 2026

Quick to help and resolve issuies

Quick to help and resolve issuies Reviewed on: 15th April 2026

Best card ever allways use and it's easy to use and...

Best card ever allways use and it's easy to use and great friendly service best card ever I had Reviewed on: 15th April 2026

Never had any issue with PayPal.

Never had any issue with PayPal. Reviewed on: 15th April 2026

I got good experience it is a good company

I got good experience it is a good company Reviewed on: 15th April 2026

PayPal’s Credit Usefulness

PayPal allows flexible but fair credit, it’s my go to when wanting to use credit wouldn’t use anyone else. It has an easy and accessible system which makes it easy to see and manage my finances at all times. The interest rate is also very competitive beating many of it’s competitors and making it a top choice! Reviewed on: 15th April 2026

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