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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114976 reviews)

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4.74

Based on 114,976 reviews, last reviewed 27th May 2026

2958100% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is very simple to use. It is very simple to use. Webpage directs directly to app. Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114976)

Oh yeah

I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022

Excellent service and product

Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022

Makes wishlists possible

Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022

Great credit Facility

I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022

Simple fast system anybody can enjoy..

As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022

Easy to go with and makes life better

You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022

Why use anyone else

Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022

Accessible and flexible

Easy to contact the people who listen and advise with confidence and respond with commonsense. Reviewed on: 4th August 2022

Great and easy to manage product

Always keen to help with any issues Reviewed on: 4th August 2022

A great way to spread the cost for large purchases 0%

PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022

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