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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great for help

PayPal c is amazing so ideal for times when needed that extra help very reasonable an helpful Reviewed on: 15th April 2026

Very user friendly- easy payment set ups.

Very user friendly- easy payment set ups. Would highly recommend Reviewed on: 15th April 2026

Overall good experience with PayPal - credit account...

Overall good experience with PayPal - credit account is very useful and the 4 months 0% interest for £100+ purchases is great. Reviewed on: 15th April 2026

No credit increase since joining paypal and having m...

No credit increase since joining paypal and having made hundreds of payements. Reviewed on: 15th April 2026

Very easy to use comes in handy when you’re in...

Very easy to use comes in handy when you’re in need Reviewed on: 15th April 2026

Great, flexible way to pay.

Great, flexible way to pay. I like the points system that gives you something extra back when you spend. Reviewed on: 15th April 2026

Sometimes just take it too long to see the progress...

Sometimes just take it too long to see the progress of transfer Reviewed on: 15th April 2026

Perfect service

I don’t have anything to say about customer service experience as everything has always been perfect, never had to get in touch with a problem. Reviewed on: 15th April 2026

good think about paypal is you know your money is sa...

good think about paypal is you know your money is safe if you pay with paypal Reviewed on: 15th April 2026

Bought something online and the product received was...

Bought something online and the product received was substandard and not as described. PayPal helped me get a refund which I was very thank ful for. Thank you Reviewed on: 15th April 2026

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