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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 114,963 reviews, last reviewed 27th May 2026
2957450% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great so far. Great so far. Just got into it, it’s helped me buy some great things and payment times are ample. Would recommend to anyone. Reviewed on: 27th May 2026
Joel M's avatar
Joel M

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114963)

Simple & reliable

5
Easy to use, accepted in most places, great user experience. Reviewed on: 2nd August 2022
ESH7294's avatar
ESH7294

there when you need it

5
When you want to make a purchase and it's another week to payday, paypal credit is there, easy to use and understand, I also like pay in 3, very helpful! Reviewed on: 2nd August 2022
Belynda's avatar
Belynda

Fair and Reliable

5
fair, reliable and easy to use, a great credit system Reviewed on: 2nd August 2022
Elysia Dennis's avatar
Elysia Dennis

easy to use

5
easy to manage and paypal payment is more availlable now Reviewed on: 2nd August 2022
Serkan EKENEL's avatar
Serkan EKENEL

Quick easy to use service

5
Easy to use with easy management of payments. Only gripe is slow procesing at times on payments appearing when deducted from accounts Reviewed on: 2nd August 2022
OwenG's avatar
OwenG

the easy way to pay with the paypal credit

5
simple to yes easy to set up use with ebay and other online retailers with the protection of paypal transactions Reviewed on: 2nd August 2022
robert tyler's avatar
robert tyler

Easy

5
easy to setup and use, simple to understand Reviewed on: 2nd August 2022
Jason's avatar
Jason

Everything good with paypall

5
Im using paypall years never have any problem :) Reviewed on: 2nd August 2022
Jozsef's avatar
Jozsef

Best credit card provider for big ticket items

5
I have never seen a company that offers three months of interest free installments on big ticket items. Hence, why I prefer to use PayPal over traditional credit card providers Reviewed on: 2nd August 2022
Ali Hassan's avatar
Ali Hassan

Easy and Convenient

5
Love being able to use Paypal credit, excellent to have 4 months interest free and the protection of paypal - would recommend to anyone! Reviewed on: 2nd August 2022
Tara's avatar
Tara

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