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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have never had 1 problem with PayPal been with the...

I have never had 1 problem with PayPal been with them for years Reviewed on: 15th April 2026

Good service and very reliable.

Good service and very reliable. it has been of great help since I started using PayPal Reviewed on: 15th April 2026

So easy to manage finances and monitor expenditure.

So easy to manage finances and monitor expenditure. It also provides financial stability for purchases over £100.00 by being able to stagger the repayment free of interest over a 4 month period. I have utilised this significantly over the years for higher expenditure purchases. Reviewed on: 15th April 2026

Always clear and simple to do online transactions.

Always clear and simple to do online transactions. Reviewed on: 15th April 2026

I have had nothing but a positive experience with us...

I have had nothing but a positive experience with using paypal in all its formats. Reviewed on: 15th April 2026

PayPal Credit is a great way to spread a big...

PayPal Credit is a great way to spread a big spend Reviewed on: 15th April 2026

Super convenient and application is quick!

It’s useful for flexible payments and works well within the PayPal system. Interests rates can be quite high if you don’t pay off the balance in time so just be careful with managing that! Otherwise it’s super convenient and the application process is quick. Reviewed on: 15th April 2026

Never had a problem when using PayPal, and with the...

Never had a problem when using PayPal, and with the assurance that your money is safe from fraudulent activities. Reviewed on: 15th April 2026

It’s been good as long as one remembers to pay...

It’s been good as long as one remembers to pay on tome Reviewed on: 15th April 2026

Easy to use

Easy to use and set up, notifications are timely too Reviewed on: 15th April 2026

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