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PayPal: PayPal Credit reviews

4.74
Based on 114,946 reviews, last reviewed 26th May 2026
2956650% increase in 5 star reviews
in the past 90 days
8750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there for a trustworthy payment Always there for a trustworthy payment Reviewed on: 26th May 2026
Vicki N's avatar
Vicki N

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026
nachtsmeer's avatar
nachtsmeer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114946)

Credit card

5
I have very good experience, with my credit card. Reviewed on: 1st August 2022

Amazing, Easy to use

5
PayPal credit is easy to use. It gives you a clear breakdown of how much credit you have left and the amount you need to pay off. One thing I love about PayPal credit is that it breaks down the amount you have left to pay off for each shop. With the ability to set up a direct debt and frequent reminders it's nearly impossible to forget repayments. Reviewed on: 1st August 2022

Convenient

5
I have been using Paypal Credit for a while now, and have a only positive feedback. It's very convenient, easy and straightforward. Reviewed on: 1st August 2022

The best

5
Great customer service, always use paypal credit Reviewed on: 31st July 2022

Quick & Easy

5
PayPal credit is so quick and easy to use and great that you can spread the cost of things especially in these hard times well done PayPal Reviewed on: 31st July 2022

Hassle free provider

5
I find Paypal credit, easy and hassle-free for those times when I you need to use credit for larger purchases. Reviewed on: 31st July 2022

Great to Have

5
Great to have as a back up and the 3 month interest free is ideal for the more expensive items. Reviewed on: 31st July 2022

Easiest way to pay for almost everything online

5
I have used Paypal for years, the introduction of Paypal Credit has allowed even more flexibility and affordability. Reviewed on: 31st July 2022

More than happy with the Pay Pal Credit

5
Happy with this product and i will recommend to everyone Reviewed on: 31st July 2022

Straight forward reliable credit which is easy to repay

4
I find paypal credit to be really quite helpful when it comes to one off purchases, i recently purchased a new mountain bike for traveling to work, and the interest free repayment ( within four months) was super helpful :) Reviewed on: 31st July 2022

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