Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal offers a good amount of credit

Paypal offers a good amount of credit and decent customer service for those who are seeking extra credit or easy term payment options which makes shopping online a lot easier and gives many different options on different websites to purchase. Reviewed on: 15th April 2026

It’s my first credit and has worked so good for my c...

It’s my first credit and has worked so good for my convenience Reviewed on: 15th April 2026

I love using pay pal, it's easy to use safe...

I love using pay pal, it's easy to use safe and secure Reviewed on: 15th April 2026

It's a great way to pay with credit facility and so...

It's a great way to pay with credit facility and so easy and convenient Reviewed on: 15th April 2026

Easy and rewarding

It’s so easy to use the service and you get great rewards Reviewed on: 15th April 2026

Safe and secure.

Good and efficient as well as a secure way of paying for things. Only ever had agood experience with them. Reviewed on: 15th April 2026

Very easy to use and accepted in most places.

Very easy to use and accepted in most places. The offers are competitive and the app is very user friendly. Reviewed on: 15th April 2026

Easy process and interest free- win win!

Easy process and interest free which was great as I wanted to purchase something nice for my son for Christmas but didn’t want to use all of my savings on the purchase. PayPal interest free has allowed me to make the purchase, it’s not costing anything extra and it was an easy to navigate process. Reviewed on: 15th April 2026

Easy to use

Never had a problem,gives you that extra bit of insurance Reviewed on: 15th April 2026

Easy and supportive community always helpful recomme...

Easy and supportive community always helpful recommend to everyone Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.66 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub