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PayPal: PayPal Credit reviews

4.74
Based on 114,921 reviews, last reviewed 26th May 2026
2955400% increase in 5 star reviews
in the past 90 days
8750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just works, allows me to spend time looking at the b... Just works, allows me to spend time looking at the best deals on ebay and not worry Reviewed on: 26th May 2026
Bryan c's avatar
Bryan c

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026
nachtsmeer's avatar
nachtsmeer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114921)

Paypal is best

5
So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

5
great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

5
I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

4
Fees too high though if you're transferring money Reviewed on: 28th July 2022

online credit

5
Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

5
Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

Flexibility

5
Best in class, always sweet offers, great service. Reviewed on: 28th July 2022

Amazing!

5
Such a great experience using PayPal, it makes purchases so much easier and also love the fact that you can pay in 3 instalments. Reviewed on: 28th July 2022

Excellent!!!

5
Using PayPal credit to book my wife and I a BabyMoon trip was so helpful and useful, especially with the 4 months 0% interest help me spread the cost and make it the best trip possible! Thank you PayPal Reviewed on: 28th July 2022

Simple and easy credit options

5
Really easy to use and it's great that so many places now accept paypal as a payment option. Nice easy portal to review transactions and make payments. Reviewed on: 28th July 2022

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