Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Interest free option are very good.

Interest free option are very good. Helped immensely on my recent purchase. Reviewed on: 15th April 2026

Good Service

Always has been good- no complains and good offers and promos Reviewed on: 15th April 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. It’s fast, secure, and very easy to send and receive money. Transactions are smooth and I feel confident using it for online payments. Highly recommended Reviewed on: 15th April 2026

Cannot complain.

Cannot complain, fluid payments. I love the fact that I'm protected. Great middle man. Reviewed on: 15th April 2026

Great company, would definitely recommend

Great company, would definitely recommend Reviewed on: 15th April 2026

PayPal my pal

PayPal are so convenient to use. I love it, just a click and I’m in that joyful mood and waiting for my new package of goodies! Reviewed on: 15th April 2026

Very good.

Very good. I like the bonus and points system. Although, it is frustrating having to open the app when paying for something. Reviewed on: 15th April 2026

Professional Service

Always had a fabulous experience Reviewed on: 15th April 2026

PayPal credit is easy to use.

PayPal credit is easy to use. Good interest rate and option to buy now pay later without incurring charges. Reviewed on: 15th April 2026

Easy to work with

Great offers not pushy. Great selection of payment options. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub