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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114893 reviews)

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4.74

Based on 114,893 reviews, last reviewed 26th May 2026

2954100% increase in 5 star reviews

in the past 90 days

8750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best offer, helps me all the time Helps me all the time in situations when need to pay in instalments Reviewed on: 26th May 2026

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114893)

Love

The most reliable and convenient credit service out there ..cannot praise enough Reviewed on: 12th July 2022

Amazing

Very well. I am happy.thank I have my dreams holiday because I have credit cards Reviewed on: 12th July 2022

Very easy to get with no time waste.

Never have any issues with Paypal and great deal all the time :-) Reviewed on: 12th July 2022

Helpful and relaible

I always use PayPal credit. It is like have a credit card online. I can see all transactions clearly and find it easy to use. Reviewed on: 12th July 2022

Helpful

Paypal is prompt and safe for any transactions Reviewed on: 12th July 2022

Service and use

Excellent service and very easy to use for online payments Reviewed on: 12th July 2022

Quick easy and very informative

I felt as though I was being treated like a person instead of a convenience Reviewed on: 12th July 2022

Efficient, reliable and safe .

I always use PayPal when I buy products if they except PayPal because it's reliable and safe . Reviewed on: 12th July 2022

Extremely convenient way to pay monthly for larger purchases

PayPal credit has given me more flexibility to pay for items I wanted over a monthly period with bills on the rise having a credit facility to help buy gifts and larger items now and pay later is so very helpful. I love it! Reviewed on: 12th July 2022

Would not use anything else

Ease of purchase and the protection it offers. Can't beat the service, and different options, credit, pay in 3 or pay in full Reviewed on: 12th July 2022

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