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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114859 reviews)

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4.74

Based on 114,859 reviews, last reviewed 26th May 2026

2952500% increase in 5 star reviews

in the past 90 days

8750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit is great Paypal Credit is great and provides flexibility when purchasing. Reviewed on: 26th May 2026

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114859)

Amazing option!

I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

Very helpful and easy to use

Grest product , highly recommend Reviewed on: 10th July 2022

Potentially the best online credit card

Amazing, easy to use would highly recommend. The pay in 3 months option makes spreading cost easy. Reviewed on: 10th July 2022

Affordable credit

It came at the right time with 4 months interest free Reviewed on: 10th July 2022

Not easy to use

The customer service is very prompt and helpful but the result for a service like disrepute issue is one thing that you never want to come across to. Reviewed on: 10th July 2022

Much loved

Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022

Fab

Great way of spreading cost. I've used it for years Reviewed on: 10th July 2022

Quick easy reliable

PayPal credit is ideal for any shopper, the “no interest for 4 months” on payments over £100 is just great and means I can spread out the repayments easily. Reviewed on: 10th July 2022

5 star

Overall it’s a positive experience Reviewed on: 10th July 2022

Reliable, convenient, safe and easily accessible

I have been using PayPal for 4 years now and I have found it so convenient and accessible. I love that larger purchases can be made and paid back interest free over 4 months. Paypal credit is my go to for larger purchases, so much so that I no longer have or need a credit card. I would highly recommend. Reviewed on: 10th July 2022

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