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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Amazing service, Extremely proffessional

Amazing service, Extremely proffessional Reviewed on: 15th April 2026

Flexibility beyond belief

Flexibility beyond belief & excellent communication of account status, unlike any other bank Reviewed on: 15th April 2026

Good use of money, usually safe to use.

Good use of money, usually safe to use................................................................ Reviewed on: 15th April 2026

I find PayPal easy to use and good credit terms.

I find PayPal easy to use and good credit terms. Reviewed on: 15th April 2026

I like how many retailers accept PayPal.

I like how many retailers accept PayPal.plus the added bonus of new card. Reviewed on: 15th April 2026

PayPal has been great in supporting me with unexpect...

PayPal has been great in supporting me with unexpected purchases Reviewed on: 15th April 2026

always a good source of credit

always a good source of credit with good payment options Reviewed on: 15th April 2026

Very good experience with PayPal Credit you can boug...

Very good experience with PayPal Credit you can bought everything with Paypal credit it helps me alot really appreciate Reviewed on: 15th April 2026

No issues

I have used PayPal for a number of years and I can say I have not had any issues with them Reviewed on: 15th April 2026

Paypal credit

I've had no problems dealing with PayPal. Reviewed on: 15th April 2026

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