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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (114832 reviews)

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4.74

Based on 114,832 reviews, last reviewed 26th May 2026

2951200% increase in 5 star reviews

in the past 90 days

8750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and Easy Simple and Easy to use for my short term credit requirements. Reviewed on: 26th May 2026

Latest lowest rating:

1

Their credit is a RIP-OFF. Their credit is a RIP-OFF. I ordered an item which ended up out of stock. By the time I was told that it was out of stock and cancelled the item, payp... Read more Reviewed on: 26th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (114832)

Excellent service

Extremely helpful and no issues always up to date Reviewed on: 9th July 2022

Great product and services

Easy to use and low interest rate Reviewed on: 9th July 2022

I like it

Easy to use I like it and this is very helpful and copretive help centre Reviewed on: 9th July 2022

The best thing ever to happen to personal credit

No hassle and getting 0% to help with larger purchases is a huge help, especially more so now every penny needs to be stretched further. PayPal credit has been a life saver! Reviewed on: 9th July 2022

Pretty nice

Pretty good rates, not the biggest limit but perfect for smaller purchases and spreading the cost over time Reviewed on: 9th July 2022

Great

Great great good great good good great Reviewed on: 9th July 2022

Best to use

Provide a very fast and easy services Reviewed on: 9th July 2022

I love paypal

Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022

Love Pay In 3

I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022

Eases the Burdon when you purchase large items.

PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022

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