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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very easy to use with extremely easy check outs.

Very easy to use with extremely easy check outs. Reviewed on: 15th April 2026

Easy To Deal With.

If any problems arise, they are there to help and dealt with with little fuss. Reviewed on: 15th April 2026

Readily available for everyday needs.

Readily available for everyday needs. Reviewed on: 15th April 2026

Good service and staff.

Good service and staff. Easy to contact and app improving all the time. Incentives also improving. Hooefully continues Reviewed on: 15th April 2026

PayPal credit gives me peace of mind .

PayPal credit gives me peace of mind . Reviewed on: 15th April 2026

Always a good experience always using PayPal

Always a good experience always using PayPal Reviewed on: 15th April 2026

Great credit service but had issues with a balance q...

Great credit service but had issues with a balance query and have been waiting over three weeks for a reply Reviewed on: 15th April 2026

financial service

A really good and useful financial service. Reviewed on: 15th April 2026

Easy to pay in eBay transactions

Easy to pay in eBay transactions Reviewed on: 15th April 2026

Recommend, simple, easy and smart!

So easy to use and knowing you have the protection of PayPal is even better! Too many fraudsters out there these days! Reviewed on: 15th April 2026

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